Credit Cards

Credit Cards 8 min read
A Guideline on How to Use Credit Cards

While credit cards have become a preferred payment mode in today’s world, many people are not aware of how to effectively deal with it. With a credit card, you can effectively build up your credit score and create a better budget for monthly expenses. But, reckless overspending may lead you to a deadly debt trap ... A Guideline on How to Use Credit Cards

Credit Cards 8 min read
Should You Use Your Credit Card for Big-Ticket Purchases?

Credit cards are one of the most pervasive modes of transaction in the world. One of the most important considerations for using them is big-ticket purchases. It is a fact that credit cards eliminate the hassles of carrying large notes and make it easy for anyone to purchase expensive products or services.  However, since overuse ... Should You Use Your Credit Card for Big-Ticket Purchases?

Credit Cards 7 min read
Information and Documents Required to Apply for a Credit Card

Credit cards have become a necessity for every individual today to live a comfortable life. However, with increasing options, making the right choice is quite difficult.  Moreover, you would have to go through an elaborate application procedure after choosing the right credit card that suits your lifestyle. You would also need to upload certain documents ... Information and Documents Required to Apply for a Credit Card

Credit Cards 7 min read
Balance Transfer Between Credit Cards – How Does It Work? 

It is widely known that carrying a balance on your credit card results in interest rates that are typically very high. You can take a number of steps to prevent accruing such fees and overdue balances. Being responsible with your finances is very important.  However, if you find yourself already stuck with an outstanding balance ... Balance Transfer Between Credit Cards – How Does It Work? 

Credit Cards 11 min read
Top 10 Best Credit Cards For Luxury Spending in India

Premium credit cards provide an enhanced level of comfort and a broad range of services designed to meet varied needs. These cards aren’t just focused on cashback rewards; they are known for their premium features. Every premium card has its own unique set of benefits, and users should thoughtfully choose the card that best fits ... Top 10 Best Credit Cards For Luxury Spending in India

Credit Cards 6 min read
Students Credit Card: Is Getting One a Smart Decision?

In the modern era, the usage of credit cards is becoming widespread among everyone including students. As more younger people gain access to credit, many financial institutions are focusing their products on students and making them a target audience. If you are a student studying away from home and need help with the costs of ... Students Credit Card: Is Getting One a Smart Decision?

Credit Cards 6 min read
Things to Remember When Paying a Credit Card Bill

A credit card is an extremely valuable financial tool for unplanned expenses, earning rewards, handling emergencies and building your credit score. In our attempt to move towards a cashless economy, credit cards have become the most widely used payment method. However, when it comes to managing multiple credit cards, even experienced users can struggle to ... Things to Remember When Paying a Credit Card Bill

Credit Cards 8 min read
Secured Credit Cards and Add-On Credit Cards for Dependents

Very often, people in dire need of loans cannot opt for one due to their inability to meet basic eligibility criteria. This includes a healthy credit report, proper income or age. Such individuals can opt for secured credit cards or add-on cards as dependents on other cardholders.  Dependents like children, spouses and parents can be ... Secured Credit Cards and Add-On Credit Cards for Dependents

Credit Cards 6 min read
Credit Card vs UPI for Online Transactions

In India, a majority of transactions these days take place online. Whether shopping for clothes at the mall or paying for dinner at a restaurant, contactless transactions have become a preferable alternative to cash in several spheres of human activity.  There is an ongoing debate on which is better for online transactions – credit cards ... Credit Card vs UPI for Online Transactions

Credit Cards 5 min read
Using Credit Cards for Buying Stocks

Credit cards are among the best financial inventions. Using it, individuals can easily pay for their groceries, rent, utility, movies and flight tickets. This allows them to put their bills in the line of credit, which they can pay later, without any interest, if paid within the grace period. On top of these, lenders reward ... Using Credit Cards for Buying Stocks

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