Credit Cards
Should You Go for a Debit Cum Credit Card?
Carrying different debit and credit cards of different lenders every time you go out can be cumbersome. Debit-cum-credit cards have eased the entire process of carrying credit cards and debit cards separately as these cards provide the facility of both. Read on to know how these cards work! What Is a Debit Cum Credit Card? ... Should You Go for a Debit Cum Credit Card?
- Nishant Prasad
- 3 April 2023 • 6 min read
Reasons Why the Card Issuer May Close/Block Your Account
There might be times when credit card users suddenly find out that their card has been blocked. A cardholder may sometimes get an error message notifying them that their card was blocked. In certain instances, the credit card issuers might also suddenly close your credit card account due to certain reasons. If you have faced ... Reasons Why the Card Issuer May Close/Block Your Account
- Samarth Tandon
- 3 April 2023 • 8 min read
Difference between Visa Classic, Platinum, Signature and Infinite Cards
Every credit card backed by Visa is assigned a specific tier, such as Classic, Signature, Platinum or Infinite, and each tier provides a range of extra benefits and coverage levels. For instance, the Visa Infinite card offers the greatest level of perks, including travel insurance and access to Priority Pass lounges. Almost all credit cards ... Difference between Visa Classic, Platinum, Signature and Infinite Cards
- Prateek Agrawal
- 29 March 2023 • 6 min read
Overpaid Credit Card Bill? Here’s How You Can Get a Refund
Overpaying a credit card bill is a very rare scenario. If it happens, the amount that is paid in excess is shown as a negative balance on your credit card statement. But you need not worry about it as it doesn’t have an impact on your credit score and your hard-earned money stays with you. ... Overpaid Credit Card Bill? Here’s How You Can Get a Refund
- Ramya Rajasri
- 29 March 2023 • 4 min read
Are RuPay Credit Cards Worth It? – An In-Depth Guide
RuPay was coined by the National Payment Corporation of India (NPCI) in 2012 and came into operation in 2014. Since its inception, it has managed to attract several cardholders for its affordable and customised product offerings. As per an RBI report, by the end of 2020, an estimated 1,158 banks issued 603.6 million RuPay cards. ... Are RuPay Credit Cards Worth It? – An In-Depth Guide
- Team Wint Wealth
- 29 March 2023 • 6 min read
Avoid These 4 Habits While Using a Secured Credit Card
Like a secured loan, a secured credit card requires you to pledge a fixed deposit as collateral in order to secure credit. Secured credit cards are perfect for applicants with poor credit scores or first-time credit card users as they can use them to safely build their credit scores. If you fail to repay the ... Avoid These 4 Habits While Using a Secured Credit Card
- Anuj Agarwal
- 28 March 2023 • 6 min read
How Credit Cards Affect Your Credit Score?
Today, credit cards have become a preferred payment mode for everyone because of the convenience it brings. However, you need to maintain a healthy credit score and a decent record to maintain them. Cardholders should repay their debts within the given tenure without missing any dues, as it would help them maintain a good credit ... How Credit Cards Affect Your Credit Score?
- Jatin Pareek
- 28 March 2023 • 7 min read
What Is a Credit Card Charge-off?
If you have read the terms and conditions of a credit card, you may have come across the term ‘credit card charge-off’. But, what does it mean and what are its repercussions? Technically, credit card charge-off means that the credit card issuing bank has stopped considering the debt owed by an individual as an asset, ... What Is a Credit Card Charge-off?
- Ramya Rajasri
- 27 March 2023 • 7 min read
Paying Minimum Amount Due on Credit Card: Know the Risks
If you are an impulsive buyer, you must have been a victim of over-purchasing. Having a credit card sometimes gives you an assurance that you can buy what you want. Most of the time you think it is manageable as the payment part comes later. But the realisation comes with the bill. However, creditors have ... Paying Minimum Amount Due on Credit Card: Know the Risks
- Anuj Agarwal
- 27 March 2023 • 5 min read
Charges Merchants Need to Pay for Payment Services
No wonder the introduction of credit cards has made transactions so much easier. It has saved us the trouble of having to worry about the money available with us. All you now need to do is flash your card and swipe it across the POS, and you are done. But if you are a merchant ... Charges Merchants Need to Pay for Payment Services
- Prateek Agrawal
- 27 March 2023 • 7 min read
