Vaibhav Khandelwal

Credit Principal

Vaibhav is Chartered Accountant by profession, having experience of 4+ years in banking & finance sector. Since past one year associated with Wint Wealth as Credit Principal. Previously worked with Northern Arc Capital for 2 years in FI-Credit Team and AU Small Finance Bank for 1 year in LAP-Credit Team.

All Articles by Vaibhav Khandelwal
Tax Planning 7 min read
All You Need to Know About Professional Tax

What is a Professional Tax? Professional tax is a direct tax levied by the state government. If you are a professional such as a lawyer, doctor, chartered accountant, etc. then this tax will be levied. It is deducted from the gross salary along with TDS, EPF, and any other deduction. Professional Tax in India Professional ... All You Need to Know About Professional Tax

Tax Planning 8 min read
What is a Salary Slip or Pay Slip?

A salary slip is the document that an employer gives to an employee every month. It shows all the details about the salary and deductions thereof. You can get it either from HR in printed form or by email or you can download the same from the salary slip portal. A salary slip is an ... What is a Salary Slip or Pay Slip?

Gold Investment 12 min read
Sovereign Gold Bond 2023-24: Series 4; Check Price, Issue Dates, and More.

The Sovereign Gold Bond tranche 2023-24 new tranches have been announced. The Reserve Bank of India (RBI) has launched the Sovereign Gold Bond Scheme 2023-24 Series 4 issuance. The primary subscription for the SGB 2023-24 series 4 will commence in February. The price is fixed in INR based on the average price of the last ... Sovereign Gold Bond 2023-24: Series 4; Check Price, Issue Dates, and More.

Tax Planning 11 min read
PF Withdrawal: How to Download and Fill Form 15G for PF Withdrawal

EPF stands for Employee Provident Fund, a savings scheme mandatory for most employees in India. It is a retirement benefits scheme administered by the Employee Provident Fund Organization (EPFO) and governed by the Employee Provident Fund and Miscellaneous Provisions Act of 1952. Under this scheme, 12% of an employee’s basic salary and dearness allowance is ... PF Withdrawal: How to Download and Fill Form 15G for PF Withdrawal

SGB 7 min read
How to Sell SGBs? What are the tax implications?

Sovereign Gold Bonds (SGBs) cannot be sold in the primary market, but you can sell them in the secondary market. Here we’ll tell you how to sell SGBs and what will be their tax implications. SGBs have gained popularity as an investment instrument in recent years, offering individuals a convenient and secure way to invest ... How to Sell SGBs? What are the tax implications?

Gold Investment 7 min read
What is Digital Gold Investment?

In the era of digitalization, the need of the hour is to become tech-savvy. The investment mindset of the people in this era attracts investors to invest in the yellow metal in the digital form. The young generation is looking forward to investing in digital gold that gives high returns. Holding gold in the electronic ... What is Digital Gold Investment?

Tax Planning 7 min read
Tax Audit: All You Need to Know

Tax audit refers to the process of inspection and verification of books of accounts of a taxpayer to ensure their adherence to the provisions of the Income-Tax Act, of 1961. Section 44AB of the Act lays an obligation on certain persons mentioned thereunder carrying on business or profession, to get their accounts audited before the ... Tax Audit: All You Need to Know

Stock Market 9 min read
What is a Short Put Butterfly Options Strategy?

The Short Put Butterfly is a market-neutral strategy. Market neutral means the price of a stock is about to move in either an upward or downward direction after consolidation. This strategy consists of three put option strike prices of the same underlying stock and contract expiration date. With this strategy, the goal is to profit ... What is a Short Put Butterfly Options Strategy?

Gold Investment 8 min read
Should I Invest in SGBs or Digital Gold?

Gold in India is considered auspicious, as it is bought on auspicious occasions as an investment. With everything going digital, gold has also entered the e-market, one can buy and sell gold on digital platforms without physically owning it. Sovereign Gold Bonds (SGBs) and Digital gold are for those investors who look for diversification across ... Should I Invest in SGBs or Digital Gold?

Tax Planning 7 min read
What is Deferred Tax Liability

The objective of this article is to familiarize the reader with deferred tax liability and how to compute the same. But before moving to deferred tax liability, one must know about deferred tax and how it is classified into deferred tax assets and deferred tax liability.  What is Deferred Tax? Deferred tax is the notional ... What is Deferred Tax Liability