FDs
Bonds
Blog
Home>Fixed Deposit>Ujjivan Small Finance Bank>How to Open Ujjivan Small Finance Bank Fixed Deposit Account
bank_logo

How to Open Ujjivan Small Finance Bank Fixed Deposit Account

Updated 05 Sep 2023

Ujjivan Small Finance Bank, a key player in the banking sector since 2017, has increasingly become a popular choice for depositors looking for attractive and flexible fixed deposit options. With the bank offering a spectrum of FD schemes, understanding how to capitalise on these opportunities becomes essential. This blog aims to guide potential investors on seamlessly opening a Fixed Deposit account with Ujjivan Small Finance Bank, the eligibility criteria, and necessary documentation, and addresses frequently asked questions.

How to Open an FD Account in Ujjivan Small Finance Bank

Fixed deposit accounts can be availed through both online and offline mediums:

 

Online Method

  • Visit the official website of Ujjivan Small Finance Bank.
  • Select ‘Explore products’.
  • Click ‘Deposits’ and choose your desired FD scheme.
  • Click on ‘Apply now’.
  • Fill in the requisite details and submit the form.
  • Input the OTP received on the provided mobile number.
  • Click on ‘Confirm’.
  • Once submitted, a representative from the bank will get in touch regarding further procedures.

 

Offline Method

  • Make a trip to your nearest Ujjivan Small Finance Bank branch.
  • Obtain the FD application form.
  • Complete the necessary details and attach the required documents.
  • Hand over the filled form to the respective bank executive.

Eligibility Criteria to Open a Fixed Deposit with Ujjivan Small Finance Bank

  • Resident individuals
  • Limited corporations
  • Hindu Undivided Family (HUF)

Documents Required to Open an Ujjivan Small Finance Bank Fixed Deposit

  • PAN card
  • Aadhaar card
  • Passport size photographs
  • Address proof
  • Without a PAN card, PAN form 60 will be needed.

FAQs

Can an investor change the tenure of Ujjivan Small Finance Bank FD?

No, it isn't possible to alter the tenure of the Ujjivan Small Finance Bank FD post-commencement. While one can opt for premature closure of the FD and then initiate a new FD, it's crucial to remember that premature withdrawals are subject to penalties.

Is the ₹5 lakhs DICGC insurance cover valid for Ujjivan Small Finance Bank FD?

Absolutely, the ₹5 lakhs Deposit Insurance and Credit Guarantee Corporation (DICGC) insurance cover applies to FDs with Ujjivan Small Finance Bank.

What are the peak FD rates offered by Ujjivan Small Finance Bank?

At present, Ujjivan Small Finance Bank boasts of an FD rate of 8.25% for general customers and 8.75% for senior citizens, given a tenure of 80 weeks (560 days).

How often is the interest on the FD paid out?

Ujjivan Small Finance Bank provides a range of options for interest disbursement, including monthly, quarterly, yearly, and at the point of maturity.

fd_banner

Open FD in Top Banks

au-small-finance-bank-fd/how-to-open
Open AU Small Finance Bank FD Onlinearrow
utkarsh-small-finance-bank-fd/how-to-open
Open Utkarsh Small Finance Bank FD Onlinearrow
suryoday-small-finance-bank-fd/how-to-open
Open Suryoday Small Finance Bank FD Onlinearrow
unity-small-finance-bank-fd/how-to-open
Open Unity Small Finance Bank FD Onlinearrow
dcb-bank-fd/how-to-open
Open DCB Bank FD Onlinearrow
idbi-bank-fd/how-to-open
Open IDBI Bank FD Onlinearrow
nainital-bank-fd/how-to-open
Open Nainital Bank FD Onlinearrow
uco-bank-fd/how-to-open
Open UCO Bank FD Onlinearrow
indusind-bank-fd/how-to-open
Open IndusInd Bank FD Onlinearrow
yes-bank-fd/how-to-open
Open Yes Bank FD Onlinearrow
capital-small-finance-bank-fd/how-to-open
Open Capital Small Finance Bank FD Onlinearrow
north-east-small-finance-bank-fd/how-to-open
Open North East Small Finance Bank FD Onlinearrow
bandhan-bank-fd/how-to-open
Open Bandhan Bank FD Onlinearrow
jana-small-finance-bank-fd/how-to-open
Open Jana Small Finance Bank FD Onlinearrow
axis-bank-fd/how-to-open
Open Axis Bank FD Onlinearrow
idfc-bank-fd/how-to-open
Open IDFC First Bank FD Onlinearrow
federal-bank-fd/how-to-open
Open Federal Bank FD Onlinearrow
kotak-bank-fd/how-to-open
Open Kotak Mahindra Bank FD Onlinearrow
icici-bank-fd/how-to-open
Open ICICI Bank FD Onlinearrow
rbl-bank-fd/how-to-open
Open RBL Bank FD Onlinearrow
south-indian-bank-fd/how-to-open
Open South Indian Bank FD Onlinearrow
karnataka-bank-fd/how-to-open
Open Karnataka Bank FD Onlinearrow
city-union-bank-fd/how-to-open
Open City Union Bank FD Onlinearrow
karur-vysya-bank-fd/how-to-open
Open Karur Vysya Bank FD Onlinearrow
standard-chartered-bank-fd/how-to-open
Open Standard Chartered Bank FD Onlinearrow

Top Banks FD Schemes

unity-small-finance-bank-fd
Unity Small Finance Bankarrow
federal-bank-fd
Federal Bankarrow
nainital-bank-fd
Nainital Bankarrow
tamilnad-mercantile-bank-fd
Tamilnad Mercantile Bankarrow
suryoday-small-finance-bank-fd
Suryoday Small Finance Bankarrow
bajaj-finance-fd
Bajaj Financearrow
equitas-small-finance-bank-fd
Equitas Small Finance Bankarrow
karnataka-bank-fd
Karnataka Bankarrow
shivalik-small-finance-bank-fd
Shivalik Small Finance Bankarrow
dhanlaxmi-bank-fd
Dhanlaxmi Bankarrow
sbi-bank-fd
State Bank of Indiaarrow
city-union-bank-fd
City Union Bankarrow
csb-bank-fd
CSB Bankarrow
standard-chartered-bank-fd
Standard Chartered Bankarrow
state-bank-of-mauritius-fd
SBM Bankarrow
uco-bank-fd
UCO Bankarrow
karur-vysya-bank-fd
Karur Vysya Bankarrow
jana-small-finance-bank-fd
Jana Small Finance Bankarrow
hdfc-bank-fd
HDFC Bankarrow
union-bank-of-india-fd
Union Bank of Indiaarrow
pnb-bank-fd
Punjab National Bankarrow
indian-overseas-bank-fd
Indian Overseas Bankarrow
punjab-and-sind-bank-fd
Punjab and Sind Bankarrow
central-bank-of-india-fd
Central Bank of Indiaarrow

Understanding Fixed Deposit

Fixed Deposit vs Term Deposit: Which one should you choose?arrow
Types of Fixed Deposit (FD)arrow
Tax On FD Interestarrow
Overdraft Against Fixed Deposit (FD)arrow
Fixed Deposit vs SIParrow
Alternatives to FDs in Indiaarrow
Sweep In Fixed Depositarrow
Premature FD Withdrawals: How to Withdraw and Penalty Rates?arrow
Difference Between FD and PPF arrow
Flexi Fixed Depositarrow
Tax Saving Fixed Depositarrow
Senior Citizen Fixed Deposit Interest Rates 2024arrow
FD Vs Liquid Funds: Key Differencesarrow
Fixed Deposit vs RDarrow
Cumulative vs Non Cumulative Fixed Depositarrow
Double Scheme Fixed Depositarrow
Post Office Fixed Deposit Interest Ratesarrow
Fixed Deposit vs Bondsarrow
Fixed Deposit Receipt (FDR)arrow
Fixed Deposit vs Sovereign Gold Bond: Which is Better?arrow
Cumulative FDs: Meaning, Features, and Benefitsarrow
Credit card against FDarrow
Tax Saver FDarrow
TDS on Fixed Deposit Interestarrow
Short Term FDarrow
fd_banner

Disclaimer: Wint Wealth makes no guarantee or warranty on the accuracy of the data provided on this site, the information displayed is subject to change and are provided on an as-is basis. Nothing contained herein is intended to or shall be deemed to be investment advice, implied or otherwise. You are advised to make your own enquiries, consult a professional advisor and verify the information prior to taking any investment decisions. We accept no liability for any loss arising from the use of information contained on this website.

wint fd

Earn upto 8.35% interest by investing in FDs with Wint Wealth.

Explore Now