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How to Open Bajaj Finance Fixed Deposit Account

Updated 08 Sep 2023

With many investment options available today, fixed deposits (FDs) are among the most secure and preferred choices. Bajaj Finance, a leading NBFC in India, offers various benefits for its FD investors, making it a compelling option for many.


This guide provides step-by-step information on how to open an FD account with Bajaj Finance, the eligibility criteria, required documents, and answers to frequently asked questions.

How to Open an FD Account in Bajaj Finance

  • Visit the Bajaj Finserv website and select 'Open FD'.
  • Enter your 10-digit mobile number and authenticate using the OTP sent to your phone.
  • Specify your investment amount, and then pick your preferred investment tenure and payout frequency. Proceed by entering your PAN card number and date of birth.
  • If you're an existing customer, verify or edit the pre-filled details. New customers must complete the KYC process with Aadhaar.
  • Thoroughly read the displayed declaration and accept the terms and conditions. Next, input your bank details and click on 'pay'.
  • Finalise your investment using options like NetBanking/UPI or NEFT/ RTGS.
  • Upon successfully booking your fixed deposit, you will receive the Fixed Deposit Acknowledgement (FDA) on your registered email and as a link on your mobile. An Electronic Fixed Deposit Receipt (e-FDR) will be sent to your email ID within three working days (provided all documents are in order).

Eligibility Criteria to Open a Fixed Deposit with Bajaj Finance

  • Resident Indians
  • Sole proprietorships
  • Partnership firms and companies
  • Hindu Undivided Families (HUFs)
  • Clubs, associations, societies, and family trusts

Documents Required

Identity Proofs

  • Aadhaar card
  • Passport
  • Driving license
  • Voter ID

Address Proofs

  • Utility Bills 
  • Electricity Bills 
  • Bank statement 


What is a fixed deposit?

Fixed deposit is an investment option where investors lock a certain sum for a specified period at a predetermined interest rate. It is provided by banks as well as NBFCs like Bajaj Finance.

What is the tenure for investing in a Bajaj Finance FD?

Bajaj Finance enables investors to select any tenure ranging from 12 to 60 months. Interest rates differ based on the chosen tenure. Special tenures include 15, 18, 22, 30, 33, and 44 months.

What minimum amount is required to invest in a fixed deposit with Bajaj Finance?

A minimum of ₹15,000 is needed to open a fixed deposit with Bajaj Finance.

How many deposits can one make with Bajaj Finance Fixed Deposit?

There's no restriction on the number of FDs you can maintain with Bajaj Finance.


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Disclaimer: Wint Wealth makes no guarantee or warranty on the accuracy of the data provided on this site, the information displayed is subject to change and are provided on an as-is basis. Nothing contained herein is intended to or shall be deemed to be investment advice, implied or otherwise. You are advised to make your own enquiries, consult a professional advisor and verify the information prior to taking any investment decisions. We accept no liability for any loss arising from the use of information contained on this website.

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