How to Open Bharat Bank Fixed Deposit Account

Opening a Fixed Deposit (FD) account with Bharat Co-operative Bank allows you to secure your savings and watch your wealth grow with peace of mind. Whether you're considering a regular, monthly, or quarterly fixed deposit, understanding the straightforward process to open an FD account can pave the way to financial security. In this blog, we break down everything you need to know about opening an FD account with Bharat Co-operative Bank, from the eligibility criteria to the required documents and frequently asked questions.

Online Method:

• Log in to your account through the bank's website or mobile app.
• Navigate to the 'Open a Fixed Deposit' option.
• Fill in the application form with details such as the deposit amount, tenure, maturity instructions, nomination, and interest payout options.
• Once you have filled in the required details, review the form and click 'Submit'.
• An OTP will be sent to your registered mobile number and email address.
• Enter the OTP to complete the verification process.
• The deposit amount will be deducted from your linked savings account, and the bank will create your fixed deposit account.

Offline Method:

• Visit the nearest Bharat Co-operative bank branch.
• Take the FD application form.
• Fill in the required details and submit the necessary documents.
• Submit the form to the branch.
• The bank will create your FD account upon verifying the details.

• Individuals
• Minors
• Registered co-operative societies
• Registered public trusts
• Hindu Undivided Families (HUFs)

Identity Proofs:

• PAN card
• Aadhar card
• Driving license
• Voter ID
• Passport

Address Proofs:

• Aadhar card
• Voter ID
• Electricity bill
• Telephone bill