Animesh Gupta

Credit Principal

Animesh Gupta is a Chartered Accountant by profession and a NISM certified Mutual Fund Expert. He has over 5+ years of experience working in the Financial Services Industry. In his role at Wintwealth, he is part of the Credit and Risk team and evaluates the risk of the bonds available on Wintwealth's platform.

All Articles by Animesh Gupta
Stock Market 10 min read
Anti-Dumping Duty – Working, Calculations and Examples

The economy is a system in which individuals are involved in the process of production to earn their livelihood. It is a system which surrounds all the activities of production, distribution, business and consumption and therefore builds a nation. However, in the wake of sheer competition, instead of focusing on strengthening their economy, nations attempt ... Anti-Dumping Duty – Working, Calculations and Examples

Credit Cards 6 min read
10 Do’s and Don’ts with a Credit Card

Nowadays, having a credit card is a huge perk. It not only enhances the shopping experience but offers several offers, discounts and rewards for users. With a credit card, you can shop on credit, without hampering your monthly budget. You can purchase anything within the set limit. Another major advantage is that with a credit ... 10 Do’s and Don’ts with a Credit Card

Stock Market 6 min read
Breakouts & Breakdowns: What Are They?

Breakouts and breakdowns are strategies indicating a direction of trade as and when it breaks above the resistance level or breaks down the level of support. It is used to capture price trends of stocks at an early stage. The upper line indicates the level of resistance while a lower limit indicates the level of ... Breakouts & Breakdowns: What Are They?

Retirement plan 7 min read
What Is Atal Pension Yojana? Rules, Benefits, and Features

The Atal Pension Yojana, which guarantees a retirement pension after the age of 60 years, was introuduced by the Indian government in the Union Budget 2015-16. Named after former Indian Prime Minister late Atal Bihari Vajpayee, this National Pension Scheme (NPS) focuses on bringing workers in the age group of 18 to 40 years under ... What Is Atal Pension Yojana? Rules, Benefits, and Features

Tax Planning 10 min read
Section 11 Of Income Tax Act: Tax Exemptions for Trusts

Section 11 of the Income Tax Act (ITA) offers a special exemption for any income earned from properties owned by charitable trusts or organizations that are used for charitable or religious purposes. This is subject to a few guidelines and conditions As per S.2(15) of the ITA, “charitable or religious purpose” encompasses aid to those ... Section 11 Of Income Tax Act: Tax Exemptions for Trusts

Stock Market 7 min read
Tax Loss Harvesting for Stock Traders

Stock traders are investors in Financial markets who purchase and sell securities like equity shares to earn profits. Before 2018, there was no Long Term Capital Gains tax (LTCG) on the sale of listed equity shares that were liable for STT. However, the amendment made through Finance Act 2018 brought the LTCG on such sales ... Tax Loss Harvesting for Stock Traders

Credit Cards 8 min read
How to Handle Credit Card Debt Responsibly?

Credit cards have become an integral part of many people’s lives. It has not only increased our purchasing power, but it has also made it easier to get some borrowed money for urgent needs.  Learning to manage your credit card debts more effectively has numerous advantages. It will not only improve your credit score but ... How to Handle Credit Card Debt Responsibly?

Credit Cards 6 min read
Students Credit Card: Is Getting One a Smart Decision?

In the modern era, the usage of credit cards is becoming widespread among everyone including students. As more younger people gain access to credit, many financial institutions are focusing their products on students and making them a target audience. If you are a student studying away from home and need help with the costs of ... Students Credit Card: Is Getting One a Smart Decision?

Credit Cards 6 min read
Things to Remember When Paying a Credit Card Bill

A credit card is an extremely valuable financial tool for unplanned expenses, earning rewards, handling emergencies and building your credit score. In our attempt to move towards a cashless economy, credit cards have become the most widely used payment method. However, when it comes to managing multiple credit cards, even experienced users can struggle to ... Things to Remember When Paying a Credit Card Bill

Credit Cards 8 min read
Secured Credit Cards and Add-On Credit Cards for Dependents

Very often, people in dire need of loans cannot opt for one due to their inability to meet basic eligibility criteria. This includes a healthy credit report, proper income or age. Such individuals can opt for secured credit cards or add-on cards as dependents on other cardholders.  Dependents like children, spouses and parents can be ... Secured Credit Cards and Add-On Credit Cards for Dependents