Credit Score
PAN Card for NRIs
PAN is a 10 digit alphanumeric unique identity number issued by the Income Tax Department. The allotment of PAN is done under supervision of CBDT.It is mandatory for taxpayers to have PAN in order to file Income Tax Returns, payment of taxes, correspondence with Income Tax Authorities. In addition there are certain specified business transactions ... PAN Card for NRIs
- Anshul Gupta
- 15 April 2023 • 7 min read
Is It Possible to Remove Inquiries from Your Credit Report?
Credit reports are of utmost importance and are only checked by financial institutions when you approach them for credit. Depending on your credit score and credit report, the lender concludes whether to extend their lending hands to you or not. While giving out a loan, the bank earns from the monthly interest that you pay ... Is It Possible to Remove Inquiries from Your Credit Report?
- Anshul Gupta
- 3 April 2023 • 6 min read
How Credit Cards Affect Your Credit Score?
Today, credit cards have become a preferred payment mode for everyone because of the convenience it brings. However, you need to maintain a healthy credit score and a decent record to maintain them. Cardholders should repay their debts within the given tenure without missing any dues, as it would help them maintain a good credit ... How Credit Cards Affect Your Credit Score?
- Jatin Pareek
- 28 March 2023 • 7 min read
How to Close Your Credit Cards without Hurting Your CIBIL Score?
Are you unable to decide whether to close your credit cards? If yes, you must also be concerned about the negative effects of closing a credit card. It is generally advised that you should not close your credit card account. Doing so may hurt your credit score. Furthermore, closing credit cards can also increase your ... How to Close Your Credit Cards without Hurting Your CIBIL Score?
- Jatin Pareek
- 22 March 2023 • 12 min read
What Is the Easiest Credit Card to Get with a Bad Credit Score?
Having a bad credit score makes you a risky borrower in the eyes of the lender. It comes with wide-ranging consequences, including difficulties in acquiring credit and higher interest rates on loans. In some cases, it can be hard to find a job with a poor credit score. However, all is not lost as there ... What Is the Easiest Credit Card to Get with a Bad Credit Score?
- Anshul Gupta
- 20 March 2023 • 7 min read
Can Your Personal Credit Score Affect Your Business Loan Eligibility?
Credit score plays a crucial role in determining loan eligibility in many cases. Borrowers with higher credit scores can get hassle-free loan approvals, considering their creditworthiness. A timely repayment, avoiding maxing out credit limits, monitoring credit reports , etc., helps maintain a higher credit score. However, credit scores are of two types: Personal and Business ... Can Your Personal Credit Score Affect Your Business Loan Eligibility?
- Anshul Gupta
- 13 March 2023 • 7 min read
5 Cool Habits for Gaining a Good Credit Score
A credit score is a three-digit number that defines a borrower’s creditworthiness in a score of 300 to 900. Any score above 800 is considered excellent, whereas scores below 600 are worrisome. The credit bureaus in India calculate these scores based on the lender’s data/feedback. A poor credit score indicates credit risk to borrowers; hence, ... 5 Cool Habits for Gaining a Good Credit Score
- Vaibhav Khandelwal
- 27 February 2023 • 5 min read
How Does Losing a Job Impact Your Credit Score?
While losing a job does not directly relate to your credit score, its consequences do matter. It may flag you as an individual with no source of income, which may adversely affect your credit score due to uncertainty in debt repayment ability. In the sections below, we will discuss the various factors that may pull ... How Does Losing a Job Impact Your Credit Score?
- Anshul Gupta
- 18 February 2023 • 6 min read
8 Credit Score Myths That Still Persist Among Borrowers
When it comes to loans and finance, there are plenty of people offering advice but not everyone has the proper knowledge or the time to fact-check their beliefs. That is why even in this information age, there are plenty of credit-related myths being circulated online. In the following sections, we will specifically deal with credit ... 8 Credit Score Myths That Still Persist Among Borrowers
- Anshul Gupta
- 18 February 2023 • 6 min read
The Importance of Checking Your Credit Score Regularly
The credit score represents a borrower’s ability to timely repay their borrowed debt. In short, it defines their creditworthiness. Every individual has distinct credit behaviour, which has a diverse impact on their credit scores. Regularly checking your Credit Information Report (CIR) can help you stay updated with your creditworthiness, detect any discrepancies, make informed decisions ... The Importance of Checking Your Credit Score Regularly
- Anshul Gupta
- 18 February 2023 • 5 min read
