Piyush Mohta

Credit Principal

CA with 10+ years of experience in Banking in SME and wholesale/start-up lending. Previously worked with UC inclusive, TATA capital, Kotak Bank. Underwritten/Managed loan book of 2500 Cr+

All Articles by Piyush Mohta
Tax Planning 17 min read
List of Capital Gains Exemptions in India

Every investor aims to earn the most from the chances they undertake in the volatile market. However, with every earning or ‘capital gain’ comes hefty taxation. However, multiple sections of the Income Tax Act of India provide provisions for tax exemptions under capital gains. The Indian government has introduced several provisions that provide exemptions on ... List of Capital Gains Exemptions in India

Tax Planning 7 min read
What Is Income From Other Sources? Taxability, Exemptions and Deductions

Under the I-T Act, for the computation of total income, the income of an assessee is classified into five different heads of income. These are the income from salaries, house property, capital gain, profit and gains from business or profession, and income from other sources. In this article, we will learn more about the details ... What Is Income From Other Sources? Taxability, Exemptions and Deductions

Fixed Income 5 min read
Indiabulls Commercial Credit April 2023 Public NCD Review

Indiabulls Commercial credit Limited is coming up with their public NCD issuance, they have filed shelf prospectus with SEBI. Let us looks at the profile of Indiabulls Commercial Credit Limited and its group, its business model and key financial parameters. About the Company Company was incorporated on July 7, 2006, with the name Indiabulls Commercial ... Indiabulls Commercial Credit April 2023 Public NCD Review

Tax Planning 5 min read
What is 80TTB in Income Tax

80TTB is the provision (section) defined under I-T Act, which allows tax benefits on interest earned from deposits with banks, post offices, or cooperative banks. The deduction is allowed a maximum of up to ₹ 50,000/- earned by senior citizens. In this article, you will find details about section Section 80TTB of the I-T, Act, ... What is 80TTB in Income Tax

Stock Market 7 min read
Everything to Know about Dividends: Meaning, Types, Payment Method and More

A stock’s value is influenced greatly by the market conditions and its demand among investors. It remains incredibly difficult to predict which stocks will keep their high demand in the future. However, stocks of well-known brands that are known to offer steady and dependable dividend income tend to keep their high demand regardless of market ... Everything to Know about Dividends: Meaning, Types, Payment Method and More

Credit Cards 6 min read
How Credit Cards Affect Our Brain and Spending Habit?

So it’s the end of the month and your credit card bill has arrived. But the bill seems to be higher than you thought it would be. Well, you are not alone. Plastic money and the cashless effect have prompted many to buy more and pay more. But why does this happen?  There has been ... How Credit Cards Affect Our Brain and Spending Habit?

Stock Market 5 min read
Top 10 Qualities that Can Make You a Super Trader

Many independent trading applications are created as a result of the digital revolution in the stock market. These apps provide platforms for every individual (having their phone number linked with an Aadhaar card) to participate in a stock market. One can open both Demat and trading accounts through these apps. But what are the chances ... Top 10 Qualities that Can Make You a Super Trader

Economics 5 min read
Role of Monetary Policy in Debt Markets

The debt market in India includes the long-term debt market and the short-term money market. Money market transactions have a maturity of less than one year, while bond market transactions have a maturity of more than one year. The monetary policy of the Reserve Bank of India (RBI) impacts both the long and short end ... Role of Monetary Policy in Debt Markets

Fixed Income 6 min read
Arka Fincap Limited NCD Review: Should you invest?

Arka Fincap Limited is coming up with their public NCD issuance, they have filed shelf prospectus with SEBI. Let us look at the profile of Arka Fincap Limited, its group, its business model, and key financial parameters. About the Company Company was incorporated as Kirloskar Capital Limited on April 20, 2018 at Mumbai, Maharashtra, India ... Arka Fincap Limited NCD Review: Should you invest?

Stock Market 5 min read
Forward Contract: Meaning, Features, Benefits and Risks

Derivatives trading is an excellent way to gain profits by predicting the future value of an underlying asset. There are several types of derivatives contracts that you can trade in, among which forward contracts are important. Read on to know how this type of contract works and its features.  What Is a Forward Contract? A ... Forward Contract: Meaning, Features, Benefits and Risks