Jatin Pareek, Author at Wint Wealth

Credit Score 8 min read

Mistakes That Can Negatively Impact Your CIBIL Score

The CIBIL score is a critical factor that lenders consider during loan applications. You can face severe consequences if you have a low score on your credit report. It may be because some of the mistakes are easily avoidable if you are aware of them. Keep reading to learn about some of the common mistakes, ... Mistakes That Can Negatively Impact Your CIBIL Score

Jatin Pareek
19 November 2022 • 8 min read

Retirement plan 12 min read

Public Provident Fund (PPF): Introduction, Importance, Procedure, and Benefits

The Government of India (GOI) offers a slew of sovereign-backed investment schemes to enable long-term investment for its citizens. Among the many schemes, the Public Provident Fund (PPF), is designed to offer fixed returns, tax exemptions, and the safety of investments. While exploring different long-term investment options, you might consider opening a PPF account in ... Public Provident Fund (PPF): Introduction, Importance, Procedure, and Benefits

Jatin Pareek
17 November 2022 • 12 min read

Credit Score 6 min read

Loan Settlement and Its Impact on Your Credit Score

Borrowers frequently believe that ‘loan settlement’ and ‘loan closure’ are synonymous. Not only are they different, but they also have an opposite impact on your credit score. If you plan to ask your lender for a loan settlement, doing so might result in you paying less overall. However, it will negatively impact your credit score. ... Loan Settlement and Its Impact on Your Credit Score

Jatin Pareek
15 November 2022 • 6 min read

Retirement plan 8 min read

PPF for NRI: All You Need To Know

A Public Provident Fund (PPF) is a fixed-income, long-term savings account for Indians. It helps you save regularly to create a corpus for your long-term financial goals. The account is affordable and requires a minimum deposit starting at ₹500, and the maximum amount you can invest is capped at ₹1.5 lakh per financial year. PPF ... PPF for NRI: All You Need To Know

Jatin Pareek
13 November 2022 • 8 min read

Investment 12 min read

RBI Retail Direct Scheme for Investors: The Definitive Guide (2023)

The RBI Retail Direct Scheme is a new initiative launched by the Reserve Bank of India (RBI) in 2021 to provide retail investors with direct access to government securities or G-secs. It was introduced to democratise retail participation in India’s bond markets. This scheme allows retail investors to open a gilt security account to directly ... RBI Retail Direct Scheme for Investors: The Definitive Guide (2023)

Jatin Pareek
12 November 2022 • 12 min read

What is Encumbrance Certificate? All You Need to Know

Real Estate 9 min read

What Is An Encumbrance Certificate? All You Need To Know

Do you feel you do not know enough about an encumbrance certificate (EC)? The word ‘encumbrance’ refers to a liability or burden on a property. It addresses hindrances in the real estate domain and other contexts. If you plan to buy a residential property any time soon, there is a chance that you may have ... What Is An Encumbrance Certificate? All You Need To Know

Jatin Pareek
11 November 2022 • 9 min read

Real Estate 10 min read

Documents You Must Check Before Buying a Resale Flat

Do you want to buy a new home for your family? A viable option is the purchase of a resale flat. However, it is not that simple. There are a few things that you should consider while finalising your resale flat purchase. Additionally, you should also know about the documents to check before buying a ... Documents You Must Check Before Buying a Resale Flat

Jatin Pareek
11 November 2022 • 10 min read

Loans 7 min read

Business Loan For Women – Check Eligibility Of Loan For Women & Apply Online

With the rise in the number of women entrepreneurs in our society, the demand for business loans for women has also increased. The Government of India and private lenders have several business loan options you could avail of. They offer several benefits that include getting a quick loan sanction, being able to avail of an ... Business Loan For Women – Check Eligibility Of Loan For Women & Apply Online

Jatin Pareek
11 November 2022 • 7 min read

Fixed Income 7 min read

Non-Callable Deposits: Definition, Components, Benefits, and Eligibility

Suppose you plan to open a new branch for your business after three years. You have saved enough capital right now and want to invest it. You have a fixed investment goal and do not want to risk losing money by investing in high risk schemes. So, you opt for a fixed deposit (FD) scheme ... Non-Callable Deposits: Definition, Components, Benefits, and Eligibility

Jatin Pareek
10 November 2022 • 7 min read

Retirement plan 6 min read

What is the Eligibility for Atal Pension Yojana?

The Government of India is constantly working towards the betterment and welfare of the unorganised and underprivileged sector. With that objective in mind, the government introduced the Atal Pension Yojana in the 2015-16 annual budget. The pension scheme guarantees a retirement pension once you turn 60. The focus here is to bring workers in the ... What is the Eligibility for Atal Pension Yojana?

Jatin Pareek
10 November 2022 • 6 min read

All Articles by Jatin Pareek