Loans
Peer-to-Peer Lending: Advantages & Disadvantages & How it Works?
Digitalised peer-to-peer (P2P) lending is a relatively new concept in the world of finance. P2P lending has become increasingly popular in recent years, as it provides an alternative to traditional lending methods that are often slow, expensive, and inaccessible to many people. What Is Peer-to-Peer (P2P) Lending? It is a platform that connects borrowers and ... Peer-to-Peer Lending: Advantages & Disadvantages & How it Works?
- Anuj Agarwal
- 30 May 2023 • 5 min read
Important Things to Know About Business Loan Agreements
A business loan agreement is a crucial document that contains every minute detail regarding the loan you are borrowing. From loan tenure to interest rate, you can find every loan-related information on this agreement. You will receive a loan agreement from the lender while applying for a business loan. Once you sign the agreement, you ... Important Things to Know About Business Loan Agreements
- Prateek Agrawal
- 3 April 2023 • 5 min read
Ways to get Funding for Your Business Idea
The market valuation of Indian startups has significantly developed over the past few years. However, almost 29% of Indian start-ups fail due to a lack of funding. The long journey from incorporating a business idea into a revenue-generating business requires capital investment. With proper funding, your business initiatives get strengthened which aids in further expansion ... Ways to get Funding for Your Business Idea
- Anshul Gupta
- 3 April 2023 • 6 min read
Can a Student Get a Personal Loan? Here’s Everything You Need to Know
With higher education costs touching the sky, it can get challenging for a student to meet the financial requirements. In such scenarios, applying for a loan might sound like a more feasible option. However, the question that arises here is, can students get a personal loan? To know everything about personal loans for students, read ... Can a Student Get a Personal Loan? Here’s Everything You Need to Know
- Anshul Gupta
- 31 March 2023 • 6 min read
Home Loan Application Rejected Despite Good Credit Score? Know Why!
Imagine that you have invested a lot of time and effort in increasing your credit score. You are now assured that the banks will accept your loan application and provide you with favourable interest rates. But sadly, your application is turned down. It’s disappointing, right? After all, you have learned over the years that the ... Home Loan Application Rejected Despite Good Credit Score? Know Why!
- Anshul Gupta
- 28 March 2023 • 8 min read
Procedure for Conversion of Loan into Equity
Companies mainly raise finances through share capital (by issuing equity and preference shares) and loans (by issuing bonds/debentures). While shares and debentures are issued to the investors and can be tradeable on the exchange, both are methods of raising capital – shares are called own capital, and debentures are called borrowed capital. What are shares ... Procedure for Conversion of Loan into Equity
- Vaibhav Khandelwal
- 27 March 2023 • 6 min read
Why Many Small Businesses in India Are Turned Down for Business Loans?
If you are planning to apply for a business loan in India, you need to go through a detailed process through which lenders approve or reject a loan application. Getting a loan at the right moment can help you boost your business significantly. Hence, you need to learn the reasons that affect your chances of ... Why Many Small Businesses in India Are Turned Down for Business Loans?
- Anshul Gupta
- 22 March 2023 • 6 min read
How Can Short-Term Business Loans Help Business Owners?
Every business needs a constant flow of money or liquidity to keep the operations going. At times that money can be found in the form of revenue; however, due to delays or any unforeseen circumstances or other contingencies, that amount has to be borrowed. Borrowings for the purpose of business expenditures are called business loans. ... How Can Short-Term Business Loans Help Business Owners?
- Ramya Rajasri
- 20 March 2023 • 6 min read
Consequences of Defaulting on a Business Loan and How to Avoid Them
For a business to survive and expand, capital is a mandatory requirement. There are several ways for a business to raise funds and business loans are one of the most popular ways of doing so. They are useful in meeting urgent financial needs as well as to cater to projects that require heavy funding. Business ... Consequences of Defaulting on a Business Loan and How to Avoid Them
- Vaibhav Khandelwal
- 20 March 2023 • 5 min read
3 Reasons to Consolidate Your Unsecured Debt Using a Personal Loan
Loans, EMI, and repayment are essential components of our day-to-day lives. To suit our growing needs, we may end up with several big and small loans. Repaying each loan individually is an overwhelming job. If you miss out on even a single due date, your interest rate will increase and your credit score can fall. ... 3 Reasons to Consolidate Your Unsecured Debt Using a Personal Loan
- Anshul Gupta
- 14 March 2023 • 7 min read
