Jatin Pareek, Author at Wint Wealth

Real Estate 8 min read

How to Save Tax on Rental Income in India?

One of India’s most popular investment choices is Real Estate. It is one of the reliable asset classes an investor can ask for, as it holds the capability to provide monthly income as well as price appreciation over the years. Hence a lot of us look at it as a source of consistent passive income ... How to Save Tax on Rental Income in India?

Jatin Pareek
29 November 2022 • 8 min read

Tax Planning 8 min read

Do I Need a CA for Tax Filing?

Taxpayers filing their taxes for the first time are often daunted by the elaborate process of filing income tax returns. Which Income Tax Return (ITR) form should I choose? Which is the right assessment year? Am I eligible for any tax exemptions? How much do CAs charge for tax filing? Should I go to a ... Do I Need a CA for Tax Filing?

Jatin Pareek
29 November 2022 • 8 min read

What is MCLR and How it Impacts Your Home Loan EMIs?

Loans 6 min read

What is MCLR and How Does it Impact Your Home Loan EMIs?

The interest rate chargeable on your home loan is determined using the Marginal Cost of Funds Based Lending Rate (MCLR). It is of utmost importance to know if and how the MCLR affects the home loan and its EMI payments. As the MCLR grows, so do the interest payments made by borrowers. Therefore, existing borrowers’ ... What is MCLR and How Does it Impact Your Home Loan EMIs?

Jatin Pareek
28 November 2022 • 6 min read

Loans 8 min read

Education Loan Schemes and Subsidies You Must Be Aware of

The rising cost of education has made education loans all the more important for students seeking admission to good colleges and universities. An education loan can be used to pay for tuition, travel, meals, rent, and other study-related expenses in India and abroad. The government has implemented several education loan schemes and subsidies to help ... Education Loan Schemes and Subsidies You Must Be Aware of

Jatin Pareek
26 November 2022 • 8 min read

Loans 7 min read

Everything You Need To Know About Plot Loans

Buying a plot is usually an expensive endeavour that requires financial assistance through a loan from a bank, housing finance company, or other lenders. A plot loan or a land loan, as the name suggests, is a type of loan provided for the purchase of a plot of non-agricultural residential land. Lenders provide these loans ... Everything You Need To Know About Plot Loans

Jatin Pareek
25 November 2022 • 7 min read

Loans 7 min read

What Is A Home Construction Loan?

For many people, constructing or buying a home is a lengthy and expensive process. In certain situations, a personal loan is insufficient. As such, home loans have evolved into a niche market of their own. These loans have higher loan amounts, longer repayment terms, and lower interest rates. Within the segment of home loans, a ... What Is A Home Construction Loan?

Jatin Pareek
23 November 2022 • 7 min read

Fixed Income 11 min read

Monthly Payout FD: Calculate Monthly Returns, Meaning Interest Rates

Fixed deposits (FDs) are a top choice for many in India, with a SEBI survey revealing that 95% of households lean towards FDs for assured returns. Even with market ups and downs, an FD promises consistent interest. One edge FDs have over regular savings accounts is their superior returns, all while keeping the risk in ... Monthly Payout FD: Calculate Monthly Returns, Meaning Interest Rates

Jatin Pareek
20 November 2022 • 11 min read

Personal Finance 11 min read

Credit Card Against FD: Features, How to Apply, Minimum Amount

A credit card is a highly preferred payment option because, along with more than 30 days of interest-free credit, it allows you to make cashless purchases online and offline. However, if your credit card application has been rejected previously, you still have a chance to get a credit card. Those who do not have a ... Credit Card Against FD: Features, How to Apply, Minimum Amount

Jatin Pareek
19 November 2022 • 11 min read

Credit Score 5 min read

Everything you need to know about CIBIL Commercial Report

TransUnion CIBIL is one of the most reliable credit bureaus in India. It conducts an in-depth analysis of the business’s credit history to ascertain its creditworthiness. These financial details, with the crucial background information about the corporation, are accumulated in the CIBIL commercial report. What is a CIBIL Commercial Report? A CIBIL Commercial Report (CCR) ... Everything you need to know about CIBIL Commercial Report

Jatin Pareek
19 November 2022 • 5 min read

Credit Score 6 min read

5 Tips for Students to Make a Good Credit Score

Becoming financially independent may sound nice, but it takes some effort, especially if you start planning at a young age. In this article, we are going to give some tips for building a good credit score as a student. Before we know the tips to build a credit score as a student, you should know ... 5 Tips for Students to Make a Good Credit Score

Jatin Pareek
19 November 2022 • 6 min read

All Articles by Jatin Pareek