All Articles by Nishant Prasad
What Are NBFC Credit Cards & How Do they Differ from EMI Cards?
According to recent data published by RBI, only 6.70 crore credit cards have been issued in India, compared to 93.40 crore debit cards. With more than 55 crore Indians already being rated by credit information companies, such a low number of credit cardholders seems astonishing. To tap into this huge potential market, NBFCs are looking ... What Are NBFC Credit Cards & How Do they Differ from EMI Cards?
- Nishant Prasad
- 3 March 2023 • 7 min read
Apply For Home Construction Loans: Interest Rates And Features
Owning a home is a dream come true for many. However, building a residential property is an expensive affair. Financial management is important when you decide to build your home. But don’t worry, in this blog, we will learn how you can use a home construction loan to manage your finances. . What is a ... Apply For Home Construction Loans: Interest Rates And Features
- Nishant Prasad
- 9 February 2023 • 5 min read
5 Must Ask Questions Before You Apply for a Business Loan
Many business owners often apply for a business loan without any clear objective of how much they want and how to utilise the money. If you are planning to fund your business with a loan, consider asking the following questions before applying. It will help you get a clear idea about the borrowing and repayment ... 5 Must Ask Questions Before You Apply for a Business Loan
- Nishant Prasad
- 20 January 2023 • 7 min read
Top 7 Reasons Why Small Business Loan Applications Get Rejected
Starting a small business and sustaining it requires constant cash inflow and proper financial management. So whether you are starting a new business or expanding the existing one, you need adequate access to funds. In this regard, opting for a business loan is advantageous because you cannot independently finance all business operations. However, it can ... Top 7 Reasons Why Small Business Loan Applications Get Rejected
- Nishant Prasad
- 13 January 2023 • 7 min read
Why Do Companies Go Public and Its Importance
Having sufficient cash flow is crucial for any company as it allows smooth and efficient operations. However, as a company grows and expands, it requires more capital. In such situations, taking in more debt is not advisable as it can overburden the company. That is why many privately-owned companies opt to go public through a ... Why Do Companies Go Public and Its Importance
- Nishant Prasad
- 11 January 2023 • 6 min read
Types of Initial Public Offerings (IPOs) in India
Purchasing shares in Initial Public Offerings (IPOs) has a lot of benefits for investors. It allows them to become active stakeholders of an organisation and also get the right to dividends when the company offers the same in the future. Moreover, it is a great way to buy shares of businesses that have significant growth ... Types of Initial Public Offerings (IPOs) in India
- Nishant Prasad
- 11 January 2023 • 6 min read
What Is Loan Repayment, Why It Is Important, & How Does It Work?
The loan refers to the money which you or any organisation can borrow from various financial institutions like banks to manage finances. When you opt for a loan, you are liable to pay it back in a stipulated period along with the interest charged on the principal amount. Loans can be of various types such ... What Is Loan Repayment, Why It Is Important, & How Does It Work?
- Nishant Prasad
- 9 January 2023 • 6 min read
List of Banks Offering Mudra Loans under PMMY in 2023 
The Government of India launched the Pradhan Mantri Mudra Yojana under the leadership of Prime Minister Narendra Modi in 2015. This pan India policy was initiated with an aim to aid the huge numbers of small and micro enterprises (SMEs) in the country financially. This scheme focuses mainly on manufacturing, processing, trading, and services industries ... List of Banks Offering Mudra Loans under PMMY in 2023 
- Nishant Prasad
- 8 January 2023 • 7 min read
Trading and Profit and Loss Accounts: Definition, Types, Examples
Businesses need trading and profit & loss accounts to keep track of their total gains. Altogether, these accounts are called final accounts and they provide insights into how efficiently a business is running. Using the trading and profit & loss accounts, businesses can figure out their assets, liabilities, and total capital. Therefore, every business owner ... Trading and Profit and Loss Accounts: Definition, Types, Examples
- Nishant Prasad
- 6 January 2023 • 7 min read
IPO Investment – Best Tips and Strategies
An Initial Public Offering or IPO can be lucrative for generating profit. However, only some get rewarded. Want to know why? That is because one needs to find the right company with the right valuation and strong fundamentals that will allow it to grow over time. But first, let’s learn what IPO means and why ... IPO Investment – Best Tips and Strategies
- Nishant Prasad
- 6 January 2023 • 6 min read
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