How to Close AU Small Finance Bank Fixed Deposit (FD) Online

Closing a Fixed Deposit (FD) before its maturity date can sometimes become a necessity due to unforeseen financial emergencies or other reasons. While FDs are considered as secure and long-term investment avenues, there might be circumstances where you'd need to withdraw your money earlier than planned.

In this blog, we will walk you through the step-by-step process of how you can break an FD in AU Small Finance Bank, both through online and offline methods.

Online Method

For Non-AU Small Finance Bank Customers:

• Open the AU 0101 App.
• Navigate to the FD section and find your active FDs.
• Select the FD you want to break and choose the 'premature withdrawal' option.
• Follow the on-screen instructions to complete the process.

For AU Small Finance Bank Customers:

• Log in to the AU 0101 App using your credentials.
• Under the 'Products' section, locate your active FDs.
• Choose the FD you intend to break and opt for 'premature withdrawal.'
• Ensure you review any penalties and follow through with the process.

Offline Method

• Visit your nearest AU Small Finance Bank branch.
• Approach the service desk and express your desire to break your FD.
• Fill in the required premature withdrawal form provided by the bank.
• Submit the form and any other required documents to the bank official.
• After verification, the bank will process your request and the FD amount (minus any penalties) will be credited to your linked account.