Economics

Budget 7 min read
Union Budget 2022 – Highlights on Union Budget for Auto Industry

The Union Budget of 2022, which was announced by the Union Finance Minister Nirmala Sitharaman, had a couple of essential provisions to boost the Indian auto industry in the budget. This budget has met certain expectations in relation to measures introduced for electric vehicles and automobile infrastructure development. Keep reading to know in detail about ... Union Budget 2022 – Highlights on Union Budget for Auto Industry

Economics 5 min read
Credit Creation: Meaning, Process, Key Players and More

The primary business of any commercial bank is to receive deposits from the depositors and lend money to the borrowers. In this entire process, banks cannot lend all the funds received as deposits, since they would need the money for an emergency demand by a depositor at anytime.   To meet such needs, these banks ... Credit Creation: Meaning, Process, Key Players and More

Economics 5 min read
Everything You Need to Know About Merchant Banks

While raising funds for the business, Corporates often look for a combination that offers financial and advisory services. Typically, the banks will have a separate arm working as a merchant bank to provide professional services and financial assistance.   This blog aims to explain what is meant by merchant banking, the types of services they offer, ... Everything You Need to Know About Merchant Banks

Economics 6 min read
What is Financial Leverage? How Does it Affect a Business?

Leverage is a strategy used by companies to increase its assets and cash flow and it also plays a significant role in identifying the losses, thereby, magnifying profits.   In finance, It is used as a funding source. For example, in a firm, it is used to expand its asset base and also to be ... What is Financial Leverage? How Does it Affect a Business?

Economics 5 min read
Non Banking Financial Company (NBFC) – Everything You Should Know

Non-banking financial companies, or what is popularly known as NBFCs, are financial entities, albeit different from traditional banks. NBFCs don’t possess a banking license issued by RBI. NBFCs are legally authorized to sanction loans and initiate credit facilities to debtors. Some NBFCs also help individuals with retirement planning. Investment banks, money market funds, hedge and ... Non Banking Financial Company (NBFC) – Everything You Should Know

Economics 8 min read
Types of Interests (SI, CI, IRR, XIRR) — Meaning, Usage, Examples and More

While investing money in any form of financial instrument, we usually check how much return it generates over the investment tenure period. However, when we invest our money, we may use different instalment amounts for different periods. Hence, we cannot apply the rate of return we considered while investing, or get the same returns as ... Types of Interests (SI, CI, IRR, XIRR) — Meaning, Usage, Examples and More

Economics 5 min read
Risk-Adjusted Returns: All You Need to Know

When put under a comparison bucket, you should compare investments and portfolios with comparable measurements; otherwise, the comparison does not give you a realistic picture. This blog will deep-dive into the term risk-adjusted returns and understand three instruments that offer better risk-adjusted returns. What are Risk-Adjusted Returns? When you consider returns from any investment, you ... Risk-Adjusted Returns: All You Need to Know

View More