Piyush Mohta

Credit Principal

CA with 10+ years of experience in Banking in SME and wholesale/start-up lending. Previously worked with UC inclusive, TATA capital, Kotak Bank. Underwritten/Managed loan book of 2500 Cr+

All Articles by Piyush Mohta
Tax Planning 10 min read
Save Tax on Your Salary: 5 Uncommon Tax Deductions That Will Help You Save Big

If you are a salaried person, you must first understand your obligations under the income tax act. As you might know, income tax is levied on individuals and companies based on their earnings or profits. Firstly, you should familiarise yourself with the tax implications on salary earned and figure out how much is tax liability ... Save Tax on Your Salary: 5 Uncommon Tax Deductions That Will Help You Save Big

Fixed Income 13 min read
Tax Saver FDs- Meaning and Key Features

Fixed Deposits (FDs) are a reliable investment choice for those wary of risks and offer a brilliant avenue to save on taxes. By investing in tax-saver FDs, individuals can enjoy deductions under Section 80C of the Income Tax Act, thus reducing their taxable income and, subsequently, their tax liability. Essentially, the less taxable income you ... Tax Saver FDs- Meaning and Key Features

Savings Scheme 9 min read
Sukanya Samriddhi Yojana vs. PPF: All You Need to Know

The money market is flooded with investment options, making it challenging to choose the right one. Experts advise carefully comparing various factors, such as your financial goal, risk appetite, the interest rate offered by a specific investment scheme, the maturity period, and money market risks, before investing. Many people choose the Sukanya Samriddhi Yojana (SSY) ... Sukanya Samriddhi Yojana vs. PPF: All You Need to Know

Tax Planning 8 min read
First-time Taxpayer? Understand everything about Income Tax Rebate

The income tax in India is a tax levied by the government on individuals, Hindu Undivided Families (HUF), partnership firms, Limited Liability Partnerships (LLP) and corporates. The amount of this income tax depends on your income/profits. In the case of individuals, the income tax is levied as per their respective tax slab. While it is ... First-time Taxpayer? Understand everything about Income Tax Rebate

Economics 6 min read
Fiscal Situation of Union Government in 2022

The Union Budget for financial year 2022-23, presented by the Union Finance Minister Nirmala Sitharaman, was growth-oriented and pro-development. Its main aim was to set a pathway for making India a developed country over the next 25 years- the Amrit Kaal.   As per the budget estimates, the fiscal situation in this financial year is promising, ... Fiscal Situation of Union Government in 2022

Economics 8 min read
Union Budget 2022-23 for Agriculture Sector in India

Union Budget 2022 probably could have shown a little bit more consideration in the allocation of funds towards the Union Ministry of Agriculture and Farmers Welfare. Instead, it has seen a meagre increase of 4.4% for the financial year. The aggregate allocation of ₹1,32,513 crore is slightly higher than the previous year’s budget of ₹1,26,807 ... Union Budget 2022-23 for Agriculture Sector in India

Budget 7 min read
Union Budget 2022 – Highlights on Union Budget for Auto Industry

The Union Budget of 2022, which was announced by the Union Finance Minister Nirmala Sitharaman, had a couple of essential provisions to boost the Indian auto industry in the budget. This budget has met certain expectations in relation to measures introduced for electric vehicles and automobile infrastructure development. Keep reading to know in detail about ... Union Budget 2022 – Highlights on Union Budget for Auto Industry

Stock Market 5 min read
How Are Initial Public Offerings (IPOs) Priced or Valued?

Initial public offerings (IPOs) have become one of the most popular methods of raising funds by private companies in India and abroad. Each IPO launch comes with a price band which many people also refer to as the IPO price. There are various factors that go into deciding this price range.  It is important to ... How Are Initial Public Offerings (IPOs) Priced or Valued?