Start earning 9-11% fixed returns with bonds that are carefully curated.
BBB+ are investment-grade bonds. ICRA, CARE, and India Ratings are some Indian rating agencies that rate PSU and corporate bonds in India. BBB+ bonds have a higher credit risk than BBB-rated bonds and a lower credit risk than BBB bonds, so their returns are adjusted accordingly.
Name | Issue Size | Maturity | Coupon |
---|---|---|---|
Dvara Kshetriya Gramin Financial Services Private Limited | 5.00Cr | 21 Jan 2028 | 16.00 % |
Dvara Kshetriya Gramin Financial Services Private Limited | 10.00Cr | 25 Jul 2025 | 15.00 % |
Corrtech International Limited | 44.00Cr | 29 Oct 2023 | 14.50 % |
Dvara Kshetriya Gramin Financial Services Private Limited | 22.00Cr | 07 Mar 2025 | 14.00 % |
Krazybee Services Private Limited | 17.50Cr | 28 May 2024 | 12.50 % |
Aviom India Housing Finance Private Limited | 31.00Cr | 29 Jan 2026 | 12.29 % |
Aviom India Housing Finance Private Limited | 31.00Cr | 21 Jul 2027 | 12.24 % |
Indel Money Limited | 0.84Cr | 24 Nov 2026 | 12.00 % |
Krazybee Services Private Limited | 73.00Cr | 09 Feb 2024 | 12.00 % |
Indel Money Limited | 27.01Cr | 24 Nov 2026 | 12.00 % |
BBB+ are investment-grade bonds. ICRA, CARE, and India Ratings are some Indian rating agencies that rate PSU and corporate bonds in India. These rating agencies use many factors to determine a company's bond rating, including financial metrics like interest coverage ratios, leverage ratios, etc., and qualitative factors like corporate governance, industry trends and competitive position. Some of the most common issuers of BBB+ rated bonds are public-sector banks and large private-sector companies.
SYMBOL | INVESTMENT SAFETY |
AAA | These are securities with the highest safety as they have the lowest credit risk and highest safety regarding fulfilling financial obligations. |
AA | These are securities with high safety as they have very low credit risk and very high safety regarding fulfilling financial obligations. |
A | These are securities with moderate safety as they have considerably low credit risk and high safety regarding fulfilling financial obligations. |
BBB | These are securities with moderate safety as they have moderate credit risk and moderate safety regarding fulfilling financial obligations. |
BB | These are securities with moderate risk regarding fulfilling financial obligations. |
B | These are securities with high risk regarding fulfilling financial obligations. |
C | These are securities with extremely high risk regarding fulfilling financial obligations. |
D | Securities with this rating are expected to default. |
*Ratings for AA to C may include modifiers, such as "+" or "-", to indicate the relative standing within the category. For example, a rating of CRISIL BBB+ would indicate a stronger standing than a CRISIL BBB. Similarly, a CRISIL BBB+ bond will have a lower default risk than CRISIL BBB- bond.
High-risk high return and vice versa is a fundamental concept of investment returns. BBB+ bonds have a higher credit risk than BBB-rated bonds and a lower credit risk than BBB bonds, so their returns are adjusted accordingly. If, as an investor, you are looking for investment options that provide capital protection and periodic income, you can consider investing in BBB+ bonds.
BBB-rated bonds are considered to have moderate risks and are backed by collateral, therefore, the risk of default is very low until and unless there is an adverse economic condition that can affect the repayments.
BBB+ bonds offer a reliable investment avenue characterised by regular income, stability, and diversification benefits. Issuers with good financial health and robust management practices back these bonds. You can invest in BBB+ bonds if looking for moderately volatile investment products.
BBB+ bonds are taxed in the same way as any other bonds. The interest you earn from BBB+ bonds will be taxed as per your income tax slab under the head ‘Income from Other Sources’. The selling price and the holding period of the bond determine capital gains from bonds. A holding period of 12 months or more is considered long-term for listed bonds, while for unlisted bonds, it's 36 months. Short-term gains for listed and unlisted bonds are taxed at the individual slab rate. Long-term gains are taxed at 10% without indexation for listed bonds. Also, a 10% TDS is applicable.
A variety of companies and government-backed entities issue BBB+ bonds. You can find BBB+ bonds by searching for them on a bond platform, contacting your financial advisor, or asking your broker.