Aye Finance Private Limited
Credit Rating
India RatingsA-
Face Value
₹10,00,000
YTM
9.97%
Coupon Rate
GSec 2032 IN0020210244
Taxability
Taxable
Issue Size
50.00Cr
Wint Wealth curatedWint Wealth's curation for Aye Finance Private Limited
Comfortable Capitalisation
Aye Finance is well-capitalised and has been regularly raising equity. It has raised more than ₹ 650Cr from external investors since its inception.
Granular and Geographically Diversified Portfolio
The average ticket size of loan is ~Rs. 1.30 lakhs and exposure to any individual state is not more than 15% of its AUM.
Marquee Investors
Reputed and marquee institutional equity investors like Lightrock, Falcon Edge, Elevation Capital, A91 Partners, MAJ Invest, and Capital G.
Bond Key Highlights
Allotment Date
05 Sep 2022
Maturity Date
05 Mar 2024
Interest repayment frequency
On Maturity
Issuer ownership
Non PSU
Seniority in repayment
Senior
Other ratings
Not Available
How to know if a bond is right for you?
Evaluate a bond using the P3L2R framework designed by experts at Wint Wealth with these factors:
Promoters/Equity Investors
Presence of institutional investor
Portfolio Quality (GNPA)
Less than 5% GNPA
Profitability
Company should have reported profit for latest financial year
Leverage
Leverage should be less than 5x
Lenders
Diversified lender base
Rating
No downgrade in rating in last 12 months
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Coupon Rate
10 YR G-SEC YIELD LINKED%
Maturity
27 Oct 2045
