Fixed Income

Fixed Income 4 min read
Edelweiss Financial Services July 2023 Public NCD Review

About the Issue Edelweiss Financial Services Ltd has launched its public issue of NCDs to mobilise funds from the debt market. Read further to know more about the business of Edelweiss Financial Services Limited. Issuer Edelweiss Financial Services Ltd Type of Instrument Listed, Secured, Redeemable, Non-Convertible Debentures Issue Size (Tranche III) Rs. 150 crs + ... Edelweiss Financial Services July 2023 Public NCD Review

Fixed Income 5 min read
Everything You Need to Know About AT1 Bonds

Additional Tier 1 or AT1 bonds are perpetual bonds with no maturity date. Investors of these bonds do not get their principal back. However, the interest continues forever. Due to the perpetual nature of AT1 bonds, these are often treated and viewed as equity, not debt.  AT1 bonds are issued by banks in accordance with ... Everything You Need to Know About AT1 Bonds

Fixed Income 6 min read
Capital Gains and Interest on Bonds: Everything You Need to Know

Once you have invested in bonds, you generate two types of income – interest and capital gains. When you redeem bonds at maturity or sell them in the secondary market, the profit earned is considered a capital gain. While a bond’s interest income is taxed at an individual’s slab rate, capital gain taxation varies with ... Capital Gains and Interest on Bonds: Everything You Need to Know

Fixed Income 12 min read
RBI Retail Direct Scheme for Investors: The Definitive Guide (2023)

The RBI Retail Direct Scheme is an initiative by the Reserve Bank of India (RBI) to provide retail investors an option to invest in government securities or G-secs directly. This scheme allows investors to open a gilt security account, i.e., a Retail Direct Gilt (RDG)” account with RBI to buy and sell government securities. It ... RBI Retail Direct Scheme for Investors: The Definitive Guide (2023)

Fixed Income 6 min read
What are State Development Loans (SDLs) and why are they issued?

The debt market is getting attention, and under them, State Development loans are gaining popularity as they are offering attractive interest rates to investors with low risk. But what are State Development Loans? Let’s understand in detail. As we know that India is a union of several states, and these states have governments which work ... What are State Development Loans (SDLs) and why are they issued?

Fixed Income 6 min read
How to Optimise Your Fixed Deposit Returns with FD Laddering?

Fixed deposits (FDs) are a common financial choice for many Indians. They provide guaranteed returns and are regarded as a safe investment choice. Many investors are unaware of a practice known as FD laddering, which might help them maximise their FD returns. In this post, we will define FD laddering and show you how to ... How to Optimise Your Fixed Deposit Returns with FD Laddering?

Fixed Income 7 min read
Premature Withdrawal of Fixed Deposits – Breaking a FD: All You Need to Know

Fixed deposits (FDs) have been a go-to investment choice for generations in India, due to their low-risk profile and guaranteed returns. It is a preferred choice for those seeking to invest their savings and earn a fixed interest rate over a specific period. However, situations may arise where you need to withdraw your FD before ... Premature Withdrawal of Fixed Deposits – Breaking a FD: All You Need to Know

Fixed Income 5 min read
Cholamandalam Finance April 2023 NCD Public Issue Review

Cholamandalam Investment and Finance Company Limited (Chola) is launching its public issue of NCDs to raise funds from the debt market. Read further to know more about the business of Chola. Issuer Cholamandalam Investment and Finance Company Limited Type of Instrument Rated, Secured, Listed, Redeemable, Non-Convertible Debentures Issue Size (Tranche I) Rs. 500 crs (Base ... Cholamandalam Finance April 2023 NCD Public Issue Review

Fixed Income 6 min read
Sakthi Finance Limited April 2023 NCD Public Issue Review

About the Issue Sakthi Finance Limited has launched its public issue of NCDs to raise funds from the debt market. Read further to know more about the business of Sakthi Finance Limited. Issuer Sakthi Finance Limited Type of Instrument Rated, Secured, Redeemable, Non-Convertible Debentures Issue Size (Tranche I) Rs. 100 crs (Base Issue) + Rs. ... Sakthi Finance Limited April 2023 NCD Public Issue Review

Fixed Income 5 min read
Indiabulls Commercial Credit April 2023 Public NCD Review

Indiabulls Commercial credit Limited is coming up with their public NCD issuance, they have filed shelf prospectus with SEBI. Let us looks at the profile of Indiabulls Commercial Credit Limited and its group, its business model and key financial parameters. About the Company Company was incorporated on July 7, 2006, with the name Indiabulls Commercial ... Indiabulls Commercial Credit April 2023 Public NCD Review

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