Fixed Income
Tax On FD Interest: Everything You Need To Know
Fixed deposits are preferred by investors who want to invest a lump sum amount for a fixed time and seek guaranteed returns on the same. Banks, post offices, and even Non-Banking Financial Companies (NBFCs) offer these deposit schemes. However, while fixed deposits can give you guaranteed returns, there is a tax applicable on FD interest ... Tax On FD Interest: Everything You Need To Know
- Jatin Pareek
- 20 October 2022 • 9 min read
Tax Saver FDs- Meaning and Key Features
Fixed Deposits (FDs) are a reliable investment choice for those wary of risks and offer a brilliant avenue to save on taxes. By investing in tax-saver FDs, individuals can enjoy deductions under Section 80C of the Income Tax Act, thus reducing their taxable income and, subsequently, their tax liability. Essentially, the less taxable income you ... Tax Saver FDs- Meaning and Key Features
- Piyush Mohta
- 20 October 2022 • 13 min read
Cumulative Vs Non-Cumulative Fixed Deposits: A Detailed Comparison
Understanding the difference between cumulative and non-cumulative FDs is important for anyone considering investing. Cumulative FDs add the interest back to the principal and give you the total amount. In contrast, non-cumulative FDs give you interest payouts at regular intervals. This key difference means they suit different needs and financial goals. Knowing this helps people ... Cumulative Vs Non-Cumulative Fixed Deposits: A Detailed Comparison
- Anshul Gupta
- 20 October 2022 • 8 min read
Senior Citizen FD: Rates, Benefits and more
Investment choices depend on situations in life. When you are young, you do not have dependents, and your risk-taking capacity is high. By the time you reach the middle phase of life, you seek to choose investments based on your children’s academic plans. As you approach 60, your regular income either stops or reduces as ... Senior Citizen FD: Rates, Benefits and more
- Animesh Gupta
- 20 October 2022 • 8 min read
Process for PPF Payment: Online and Offline
A Public Provident Fund, more commonly known as a PPF, is a low-risk investment option backed by the Government of India. There are various ways you can make online payment for public provident fund. However, before heading straight to the PPF online payment methods, you should know what PPF is. The Finance Ministry’s National Savings ... Process for PPF Payment: Online and Offline
- Anshul Gupta
- 19 October 2022 • 8 min read
How to Open a PPF Account? All You Need to Know
PPF or Public Provident Fund is a long-term investment scheme by the central government that allows you to save for your retirement. It is a fixed return scheme – the returns are not market-linked and are fixed by the government. The interest rate on PPF is usually slightly higher than what bank FDs offer. Moreover, ... How to Open a PPF Account? All You Need to Know
- Anshul Gupta
- 19 October 2022 • 6 min read
PPF Interest Rate: Current Rate, History, and How to Calculate
A Public Provident Fund (PPF) is considered as a dependable long-term investment option. Investment in PPF is backed by the Government of India with assured returns. Further, PPF offers a comparatively higher interest rate than a fixed deposit with interest being compounded annually. The minimum tenure of PPF is 15 years with an option to ... PPF Interest Rate: Current Rate, History, and How to Calculate
- Anshul Gupta
- 19 October 2022 • 7 min read
What are the Benefits of Public Provident Fund (PPF)?
The government of India introduced the Public Provident Fund (PPF) in 1968 to encourage small savings as a viable investment form and generate guaranteed returns. As an Indian citizen, you can leverage a PPF account as a savings and tax savings instrument for long-term wealth creation. It can be your retirement fund as well. Moreover, ... What are the Benefits of Public Provident Fund (PPF)?
- Nishant Prasad
- 19 October 2022 • 9 min read
Types of Government Securities in India
Bonds serve as a widely embraced avenue for governments and corporations seeking to raise debt. Various types of government securities pledge the repayment of a principal amount at maturity along with periodic interest throughout the bond’s tenure. The assurance of returns from these instruments is underpinned by either collateral or the issuer’s creditworthiness. Regarding the ... Types of Government Securities in India
- Anshul Gupta
- 16 October 2022 • 12 min read
Supply Chain Finance in India: Meaning, Benefits and More
Uncertainties and risks are a part of the business. Every aspect of commerce is related to trusting people and processes that may be out of your control. In the wake of fluctuating market conditions, businesses often come across a shortage of finances. These shortages might be temporary but can hinder essential business operations. However, the ... Supply Chain Finance in India: Meaning, Benefits and More
- Anuj Agarwal
- 16 October 2022 • 8 min read
