Anuj Agarwal

Fixed Income 10 min read

Post Office Recurring Deposit (RD): Features, Benefits & Interest Rates

A recurring deposit scheme offered by the Post Office is a systematic savings scheme that allows you to invest in instalments and save affordably. This scheme intends to encourage the habit of small savings so that investors can secure their future needs. Post office RD, like fixed deposits, offer guaranteed interest rates. Even if the market ... Post Office Recurring Deposit (RD): Features, Benefits & Interest Rates

Anuj Agarwal
13 November 2022 • 10 min read

Savings Scheme 5 min read

Kisan Vikas Patra Online Application Process

Kisan Vikas Patra (KVP) was a savings scheme launched by India Post in 1988 for farmers in India but discontinued in 2011 following its use as a money laundering tool. In 2014, it was relaunched and opened for all. The scheme aims to provide fixed returns at low risk. It is a long-term instrument that ... Kisan Vikas Patra Online Application Process

Anuj Agarwal
12 November 2022 • 5 min read

Fixed Income 8 min read

RD vs Mutual Funds: Which One is Better for You?

Saving for the future is the main aim of investment. Different investors could have different goals, but all of them would involve saving for the future in one way or another. There are numerous investment options depending on your goals and risk appetite. Thankfully, there are more than adequate options for each category of investors. ... RD vs Mutual Funds: Which One is Better for You?

Anuj Agarwal
11 November 2022 • 8 min read

Save Money 7 min read

How to pay for post office RD online?

Indian banks usually offer Recurring Deposits (RDs). You can invest a small sum of money every month in these deposits to build a corpus for both the long and short term financial goals. Post office RD makes it even easier by enabling the services through a post office. Many post office services are known only ... How to pay for post office RD online?

Anuj Agarwal
10 November 2022 • 7 min read

Save Money 6 min read

How to Claim Fixed Deposit After Death?

A fixed deposit account builds up a guaranteed corpus throughout your chosen term. This is why FD schemes are popular among risk-averse investors who want to avoid market-linked investment instruments. Investors with a risk appetite also include fixed deposits as a part of their investment portfolio for diversification and to add stability to their returns. ... How to Claim Fixed Deposit After Death?

Anuj Agarwal
1 November 2022 • 6 min read

Fixed Income 7 min read

The Difference between Bill Discounting vs Bill Negotiation

Are you a budding entrepreneur looking for financing methods to establish yourself in the business game? You will need to understand the concepts of Bill Discounting and Bill Negotiation to meet and subsequently exceed the competition. While you may find it easy to find customers, it might be a daunting task to receive timely payments ... The Difference between Bill Discounting vs Bill Negotiation

Anuj Agarwal
29 October 2022 • 7 min read

Certificate of Deposit vs Fixed Deposit: Which One Should You Ch

Fixed Income 8 min read

Certificate of Deposit vs Fixed Deposit: Key Differentiating Factors

In this article, readers will gain insights into the difference between Certificate of Deposit (CD) and Fixed Deposit (FD), two prevalent forms of term deposit. While both are popular investment avenues, they cater to different needs and financial goals. Here, we will explore the distinctive features, benefits, and suitability of CDs and bank fixed deposits, ... Certificate of Deposit vs Fixed Deposit: Key Differentiating Factors

Anuj Agarwal
28 October 2022 • 8 min read

Fixed Income 7 min read

Tax Saving FD Interest Rates 2024

As the name suggests, tax savings FDs are fixed deposit schemes that allow you to save on taxes. As per Income Tax rules, investments up to ₹1.5 lakhs to this scheme are tax-deductible under Section 80C of the Income Tax Act, 1961. At the core, a tax saving and a regular FD are similar. For ... Tax Saving FD Interest Rates 2024

Anuj Agarwal
25 October 2022 • 7 min read

Supply chain finance 9 min read

How Does Invoice Discounting Help Small Businesses?

Small and medium-scale enterprises (SMEs) are truly the heart of the Indian economy. Like every other business, SMEs also need adequate funds to carry out their routine operations. However, the fear of facing a crash crunch due to delayed payments from clients, is a common concern among small and medium-sized business owners. Late payments prevent ... How Does Invoice Discounting Help Small Businesses?

Anuj Agarwal
22 October 2022 • 9 min read

Treasury Bill- Meaning, Features, Benefits and More

Fixed Income 14 min read

Treasury Bills (T-Bills): Meaning, Features, Benefits & How to Buy

In a sovereign nation like India, it is not only individuals and institutions, but the Government and the central governing authorities also avail loans to fund various operations. The RBI, on behalf of the central government, raises funds by auctioning government securities to trusts, businesses, banks, insurance companies, eligible provident funds, state governments and financial ... Treasury Bills (T-Bills): Meaning, Features, Benefits & How to Buy

Anuj Agarwal
22 October 2022 • 14 min read

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