Animesh Gupta

Credit Principal

Animesh Gupta is a Chartered Accountant by profession and a NISM certified Mutual Fund Expert. He has over 5+ years of experience working in the Financial Services Industry. In his role at Wintwealth, he is part of the Credit and Risk team and evaluates the risk of the bonds available on Wintwealth's platform.

All Articles by Animesh Gupta
Mutual funds 9 min read
Commodity Mutual Funds – Types, Benefits and Things to Know before Investing

Investors looking to diversify their portfolio beyond stocks and bonds can invest in commodities. This can minimise one’s portfolio volatility as the commodity market has historically shown a low  correlation to the equity and debt markets. Moreover, such investments can be used as an inflation-hedge. One can invest in various commodities through commodity mutual funds ... Commodity Mutual Funds – Types, Benefits and Things to Know before Investing

Mutual funds 8 min read
Fixed Maturity Plans: Who Should Invest in FMP Mutual Funds?

FMP mutual funds are ideal if you are looking for an investment option with a fixed tenure. These close-ended debt funds ensure that you receive returns in line with the interest rates of underlying securities. This blog provides crucial details related to fixed maturity plans. Read on to learn more.  FMP mutual funds are close-ended ... Fixed Maturity Plans: Who Should Invest in FMP Mutual Funds?

Mutual funds 9 min read
Factors Affecting the Performance of Mutual Funds

The process of purchasing a mutual fund can be complicated since it requires an investor to make informed decisions. Therefore, before investing, new investors need to learn about several important factors that affect a mutual fund’s returns. This would help them identify funds with the performance and risk levels that match their financial needs. This ... Factors Affecting the Performance of Mutual Funds

Fixed Income 8 min read
Senior Citizen FD: Rates, Benefits and more

Investment choices depend on situations in life. When you are young, you do not have dependents, and your risk-taking capacity is high. By the time you reach the middle phase of life, you seek to choose investments based on your children’s academic plans. As you approach 60, your regular income either stops or reduces as ... Senior Citizen FD: Rates, Benefits and more

Tax Planning 11 min read
Guide to Income Tax Notice & Scrutiny Cases

An income tax notice is a written communication which the Income Tax Department of India sends to the taxpayers stating the issue that has cropped with their tax account. The main intention of sending an income tax notice is to commence with the revenue audit process that has been filed by a taxpayer and ensure ... Guide to Income Tax Notice & Scrutiny Cases

Economics 7 min read
7th Central Pay Commission Recommendations

Pay Commission is a body established by the Central Government that reviews and recommends changes in the salary structure of government employees. This panel also reviews allowances, bonuses and other employment benefits for government employees.  The Pay Commission considers various aspects of the economy to come up with recommendations. It is constituted every 10 years ... 7th Central Pay Commission Recommendations

Economics 10 min read
Union Budget Analysis 2022-23: A Complete Overview

The Union Budget is India’s comprehensive budget, presented annually in February by the Union Finance Minister. Article 112 of the Indian Constitution says that it is a statement of the estimated Government expenditure and receipts for a particular financial year. It is also known as the Annual Financial Statement. The budget keeps an account of ... Union Budget Analysis 2022-23: A Complete Overview

Economics 3 min read
Receipt Budget 2022-23: A Brief Analysis

The Receipt Budget is one of the most significant documents for our country as it shows the estimated income generated by the central government from various sources in a particular financial year. It forms part of the Union Budget of the year. There are primarily three parts of a receipt budget – tax revenue, non-tax ... Receipt Budget 2022-23: A Brief Analysis

Economics 6 min read
Union Budget 2022-23 Expenditure: Highlights & Allocations

Union Budget expenditure is a financial statement of Government of India of allotment of funds for disbursement to various ministries, departments and sectors for the upcoming financial year. The expenditure of the budget is further segmented into capital and revenue expenditure.  Capital expenditures are allotted for creation of assets and are non-recurring in nature, whereas ... Union Budget 2022-23 Expenditure: Highlights & Allocations

Economics 5 min read
Union Budget 2022-23: Implications for the Defence Sector

In the Union Budget 2022-23, Finance Minister Nirmala Sitharaman allocated a total of ₹ 5.25 lakh crore for the defence sector, which is higher than last year’s budget allocation of ₹ 4.78 lakh crore. This hike reflects the objective of the Government to modernise and to develop the infrastructure of the armed forces. It will ... Union Budget 2022-23: Implications for the Defence Sector