Best Premium Credit Cards in India 2023

Why Premium Credit Cards?

Premium credit cards offer higher credit limits, welcome bonuses, & generous rewards programs & gives a taste of luxury without blowing your budget.

Benefits of Premium Credit Cards

Free airport lounge access, golf course and  hotel memberships, birthday discounts, etc.

Best Premium Credit Cards

HDFC Infinia Card Metal Edition AmEx Platinum Card HDFC Diners Club Black Card Axis Reserve Card CitiBank Prestige Card IDFC First Select Card

HDFC Infinia Card Metal Edition

It’s an invite-only card. Joining fee: ₹12,500, Spendings required: ₹10 lakh in the preceding 12 months. Features: A welcome gift of ₹2,500 worth of reward points.

American Express Platinum Card

Joining fee: ₹60,000. Eligibility: Income ₹25 lakh/yr. Features: Complimentary Club Marriott membership for the first year.

HDFC Bank Diners  Club Black Card

Joining/renewal fee: ₹10,000 Eligibility: Individual with a monthly salary of ₹1.75 lakh. Features: Annual membership of Marriott, Forbes, Amazon Prime, etc.

Axis Bank Reserve Credit Card

Joining/renewal fee: ₹50,000 Spendings required: ₹25 lakh in the preceding year. Features: Offers value in wellness, health, travel & lifestyle.

Citi Bank Prestige Credit Card

Eligibility: Age 21 years or above  & annual income of ₹25 lakh. Annual Fee: ₹20,000 + taxes. Features: Points worth ₹2,500 + Offers in Taj Group or ITC hotels.

IDFC First Bank First Select Credit Card

Joining fee: NIL Features: Great choice for premium travel experiences, reward programs & lifestyle benefits.

Rewards on Premium Credit Cards

By using platforms like Creditpedia, you can manage multiple credit cards & earn higher rewards.