How to Check Your CIBIL Score for Free?

What is CIBIL Score?

CIBIL score determines an individual’s creditworthiness based on their past loans & repayment schedule.

Importance of CIBIL Score

Ranging from 300 - 900, the higher the CIBIL score, the higher your probability of getting credit cards & loans.

What is CIBIL?

Credit Information Bureau (India) Limited (CIBIL) is an RBI-authorised credit bureau which collects credit history information of a person or company.

What is a Good CIBIL Score?

A good CIBIL score ranges between 720 to 900. You need a CIBIL score above 750 for unsecured loans.

CIBIL Score Range & Meaning

350-549: It’s a bad CIBIL score, meaning you pay credit card bills or loan instalments late. Getting approved for a loan or credit card within this score range will be difficult.


CIBIL Score Range & Meaning

550-649: It’s a fairly okay CIBIL score. Some lenders might offer you credit, but you may not get the best interest rates.


CIBIL Score Range & Meaning

650-749: It’s a good CIBIL score. Lenders will approve your loan application at decent terms. However, you may not have the best negotiating power for interest rates.


CIBIL Score Range & Meaning

750-900: It’s an excellent CIBIL score, meaning you pay your bills on time. Lenders will most likely offer you loans and credit cards at the best terms.


How to Check Your CIBIL Score Online?

Go to CIBIL’s official website. Select 'Get your CIBIL Score.’ Write your name, email ID, & password.

1. 2. 3.

How to Check Your CIBIL Score Online?

Attach an ID proof (PAN card, Aadhaar card, Voter ID or passport number) Mention your PIN code, DOB, & phone number Click on 'Accept & continue'

4. 5. 6.