Fixed Income
Money Market Instruments: Meaning, Types & Benefits
Financial market investing is fraught with inherent risk and uncertainty. Investments often result in more losses than gains if not done carefully. Hence, it is vital to learn a little about the financial market before diving into it. The financial market comprises two parts – the capital market and the money market. But what are ... Money Market Instruments: Meaning, Types & Benefits
- Anuj Agarwal
- 16 October 2022 • 13 min read
Debt Mutual Funds vs Fixed Deposit (FD) Know the Difference: Which is Better for You?
Investors approaching retirement often seek avenues to invest a substantial corpus to ensure safe and steady returns, aiming for financial security in their non-earning years. Historically, bank Fixed Deposits (FDs) have stood out as a favoured choice, given their safety and predictability. However, a growing perspective among experts is that debt mutual funds have an ... Debt Mutual Funds vs Fixed Deposit (FD) Know the Difference: Which is Better for You?
- Anshul Gupta
- 16 October 2022 • 10 min read
Difference Between Shares and Bonds: Which is Better for You?
Companies use bonds and shares (also known as stocks and equity) as financial instruments to raise capital for growth and expansion purposes. Further, the government also issues bonds to acquire funds. You can include both equity and bond in your portfolio to earn returns while managing risk. While fluctuating stock prices are everyday news, changes ... Difference Between Shares and Bonds: Which is Better for You?
- Anshul Gupta
- 15 October 2022 • 9 min read
Public Provident Fund or PPF: Meaning, Features, and Benefits
The term “provident” stands for timely preparation for the future. True to its name, the Public Provident Fund, or PPF, is suitable for anyone who wants to build a retirement corpus taking minimal risks with the principal invested. It can help you to get into the habit of investing and can teach financial discipline through ... Public Provident Fund or PPF: Meaning, Features, and Benefits
- Jatin Pareek
- 15 October 2022 • 9 min read
Corporate FD or Company FD: Features, Benefits, Eligibility & Everything
The widespread acceptance of Fixed Deposits (FDs) and gold in India is a testament to the country’s propensity for safe and conservative investment options. For investors who are risk averse, FDs have emerged as a top choice because of their reliability and guaranteed returns. Banks are still a popular option for FD investments because of ... Corporate FD or Company FD: Features, Benefits, Eligibility & Everything
- Anshul Gupta
- 15 October 2022 • 9 min read
What are Floating Rate Bonds in India? Example, Int. Rates, Advantages & Disadvantages
Governments and private companies are frequently in need of capital for ambitious projects. Whether it’s the government aiming to construct vital infrastructure for the nation or businesses venturing into new products or markets, often their earnings alone can’t shoulder the cost. Traditional borrowing methods, such as taking loans from banks, can entail numerous constraints. In ... What are Floating Rate Bonds in India? Example, Int. Rates, Advantages & Disadvantages
- Anshul Gupta
- 15 October 2022 • 9 min read
Government Bonds India: Types, How to Invest, Interest Rates & Benefits
Bonds are debt instruments used by governments and other public/private sector entities to raise funds for their projects. In exchange, they pay guaranteed, predictable returns to the investors. Therefore, bonds are a win-win for both fundraising entities and investors. Depending on the issuing entities, bonds can be classified into government bonds, corporate bonds, public sector ... Government Bonds India: Types, How to Invest, Interest Rates & Benefits
- Anshul Gupta
- 15 October 2022 • 14 min read
Eligibility Criteria and Documents Required for Fixed Deposits: All You Need to Know
A fixed deposit (FD) is an investment avenue that gives you a fixed rate of return on your investment, irrespective of market volatility. You can open a fixed deposit account with a financial institution (bank/NBFC) and invest for a predetermined tenure. Your investment would continue earning returns even when the market falls or turns volatile. ... Eligibility Criteria and Documents Required for Fixed Deposits: All You Need to Know
- Jatin Pareek
- 15 October 2022 • 7 min read
Understanding NSC- National Savings Certificates
Investors should choose their investment instruments as per their specific financial goals. As an investor, you can either earn high returns by taking high risks or choose to invest in fixed return schemes that offer better risk-adjusted returns. Many such fixed income schemes offered by the government also allow you to claim income tax deduction ... Understanding NSC- National Savings Certificates
- Anshul Gupta
- 15 October 2022 • 9 min read
Sovereign Gold Bond vs Fixed Deposit: A Detailed Comparison
Gold is often considered an inflation hedge, i.e., an investment capable of protecting you from the decrease in the purchasing power of your native currency. You can use such assets to save yourself from the anticipated drop in the value of money. Similarly, fixed deposits help you grow your savings at a fixed interest rate. ... Sovereign Gold Bond vs Fixed Deposit: A Detailed Comparison
- Vaibhav Khandelwal
- 12 October 2022 • 7 min read
