Fixed Income
Understanding Municipal Bonds in India
As you explore the various options to diversify your investment portfolio, you must have stumbled upon some debt investment schemes. If you are considering investing in a debt investment instrument with very low risk and guaranteed returns, municipal bonds can be a good option. You may ask, what is a municipal bond? Urban Local Bodies ... Understanding Municipal Bonds in India
- Anshul Gupta
- 22 October 2022 • 8 min read
Short Term Fixed Deposit (FD)- Meaning, Features, and Interest Rates
FDs are one of the most popular investment choices in India. You can deposit a fixed amount in a bank/NBFC account for a specified period and get interest payments. At the end of the maturity period, you receive the corpus (principle + interest) back. All banks and many NBFCs offer FDs as an investment choice. ... Short Term Fixed Deposit (FD)- Meaning, Features, and Interest Rates
- Anshul Gupta
- 22 October 2022 • 6 min read
What is a Flexi Fixed Deposit?
Fixed deposits (FDs) help you save up for a financial goal and get guaranteed returns on your investments. However, traditional fixed deposits are somewhat rigid in nature. Once you open an FD account, your investment gets fixed for the chosen tenure. What if you need funds in an emergency? While premature withdrawals are allowed, they ... What is a Flexi Fixed Deposit?
- Anuj Agarwal
- 21 October 2022 • 6 min read
How does Auto-Renewal of Fixed Deposit Work?
Fixed deposits (FDs) are one of the most popular investment tools. They offer assured returns, and the interest rate remains constant throughout the term. Moreover, FDs come in different tenure ranges – short-term, mid-term and long-term – and on maturity, you can claim the entire corpus and the interests accrued. Further, if you wish to ... How does Auto-Renewal of Fixed Deposit Work?
- Anuj Agarwal
- 21 October 2022 • 6 min read
What is a Certificate of Deposit in India?
Do you have a significant amount of liquid money that you want to park in a safe investment instrument for a short time? Are you trying to avoid all risks and obtain a secure, guaranteed return? If yes, a Certificate of Deposit (CD) could be the instrument of choice for you. First issued in India ... What is a Certificate of Deposit in India?
- Jatin Pareek
- 21 October 2022 • 9 min read
Definition of Convertible Debentures With Example, Types, Advantages, Features, etc.
A debenture is a fixed-income debt instrument. There are two types of debentures: convertible debentures and non-convertible debentures. In this article, we will understand the meaning of convertible debentures. A convertible debenture is a hybrid financial instrument that gives you the best of both fixed income opportunities and a window for capital appreciation. Convertible Debentures ... Definition of Convertible Debentures With Example, Types, Advantages, Features, etc.
- Anshul Gupta
- 21 October 2022 • 10 min read
Mutual Funds Vs Bonds: Learn the key differences
Traditionally while looking for stable and decent returns, people are inclined to invest in instruments such as real estate, gold, Provident Funds, and Fixed Deposits. These instruments, however, sometimes have such low returns that they fail to even protect you from the impact of inflation. To achieve high returns, investors turn to stocks and mutual ... Mutual Funds Vs Bonds: Learn the key differences
- Anshul Gupta
- 20 October 2022 • 9 min read
Types of Fixed Deposits in India 2023-24: Choose the Right FD For You
When discussing savings with sure returns, fixed deposits (FDs) often come first. For many big and small savers alike, fixed deposits are a go-to place to keep their hard-earned money safe. These deposits offer a shield from various risks and promise steady returns. Plus, you can choose how long to keep your money, which means ... Types of Fixed Deposits in India 2023-24: Choose the Right FD For You
- Anshul Gupta
- 20 October 2022 • 13 min read
Top 9 Benefits of Fixed Deposits | Investing in FDs
When it comes to investment, a typical investor is inclined to include a “safe” investment with guaranteed returns, in their portfolio. Public Provident Fund (PPF), Employees’ Provident Fund (EPF), Recurring Deposits (RD), and Fixed Deposit (FD) are some of the preferred forms of safe and risk-free investment options available to all of us. These are ... Top 9 Benefits of Fixed Deposits | Investing in FDs
- Jatin Pareek
- 20 October 2022 • 9 min read
Understanding Fixed Deposit Receipt (FDR): Meaning, Format, Components
If you’re considering a secure avenue for investment with assured returns, the fixed deposit receipt (FDR) often tops the list. Commonly associated with banks, NBFCs, and Post Offices, this instrument safeguards your principal amount and offers a steady interest, usually ranging between 5% to 6% per annum. While you might not achieve rapid wealth accumulation ... Understanding Fixed Deposit Receipt (FDR): Meaning, Format, Components
- Anuj Agarwal
- 20 October 2022 • 10 min read
