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Credit Cards

How Do Payments on a Credit Card Work?
Credit Cards 6 min read
How Do Payments on a Credit Card Work?

As a credit cardholder, you might feel that just knowing about terms and conditions of your card is enough. But an understanding of how the payment process on a credit card works can help you avoid some common mistakes that users often make. To better understand the entire process, read this guide where we have ... How Do Payments on a Credit Card Work?

Tips for Using a Credit Card Responsibly
Credit Cards 5 min read
Tips for Using a Credit Card Responsibly

Credit cards are one of the tempting financial tools that help to meet your monetary requirements whenever needed. However, you should use this card wisely to avoid huge monthly bills, reckless spending, etc. If used carefully, a credit card can help you build a decent credit score, earn rewards, insurance coverage, and much more.  All ... Tips for Using a Credit Card Responsibly

6 Things to Do before Applying for Your Next Credit Card
Credit Cards 6 min read
6 Things to Do before Applying for Your Next Credit Card

Getting your next credit card is an important milestone. If you can use your credit card wisely, it can help in building a credit history, increase your spending capacity and give you access to lucrative discounts and offers. However, using it recklessly can hurt your personal finances and put you in a debt trap. As ... 6 Things to Do before Applying for Your Next Credit Card

Pros and Cons of Co-Branded Credit Cards
Credit Cards 5 min read
Pros and Cons of Co-Branded Credit Cards

Co-branded credit cards are credit cards offered by banks and credit card issuers in collaboration with a specific brand. For brand purchases, these cards provide exclusive discount coupons, cashback offers, loyalty points, and so on. Like regular credit cards, you can use them for online or offline purchases. You can select from a variety of co-branded credit ... Pros and Cons of Co-Branded Credit Cards

Crypto-linked Credit Cards- Types, Benefits, Limitations and Future Scope
Credit Cards 6 min read
Crypto-linked Credit Cards- Types, Benefits, Limitations and Future Scope

Nowadays, cryptocurrencies have become one of the most well-known and popular means of transferring value. Several countries are now using crypto as legal tender and it is gradually becoming more popular and mainstream. Many shops and brands have started accepting crypto as means of payment. But can you use cryptocurrencies for daily transactions? The most ... Crypto-linked Credit Cards- Types, Benefits, Limitations and Future Scope

Which Credit Card Network should you choose?Visa vs MasterCard vs American Express vs Diners Club
Credit Cards 8 min read
Which Credit Card Network should you choose?Visa vs MasterCard vs American Express vs Diners Club

Generally, when we apply for credit cards, we follow the advice of financial advisors. As per experts’ advice, we need to analyse our financial requirements and check our credit profile before availing a card. Rarely do we wonder about how credit card payments actually take place. Well, credit card networks are what make it possible. ... Which Credit Card Network should you choose?Visa vs MasterCard vs American Express vs Diners Club

Purchases You Should Never Make with Your Credit Card
Credit Cards 6 min read
Purchases You Should Never Make with Your Credit Card

Credit cards are one of the most widely availed financial tools. Easy availability of funds, EMI facility, rewards and the opportunity to boost credit scores are some of the factors that have contributed to its popularity. The purchase now-pay later facility influenced borrowers to increase its usage. Although availing credit cards is not a bad ... Purchases You Should Never Make with Your Credit Card

Reasons Why Your Credit Card Is Declined by a Merchant
Credit Cards 7 min read
Reasons Why Your Credit Card Is Declined by a Merchant

Cashless transactions are the latest trend, and credit cards have made it even simpler. You can now shop online or even offline with just the swipe of a card and pay for your expenses later, without affecting your savings. However, cardholders must abide by some basic practices, to properly maintain their credit cards. Failing to ... Reasons Why Your Credit Card Is Declined by a Merchant

Credit Card: Should You Accept an Offer to Raise Credit Limit?
Credit Cards 5 min read
Credit Card: Should You Accept an Offer to Raise Credit Limit?

Credit card issuers initially grant lower credit limits to new card applicants. Higher limits are offered if the card user has a consistent, timely repayment record and increased income. However, accepting such a high credit limit offer can put you in a debt trap if you are not careful.  Take a look at the benefits ... Credit Card: Should You Accept an Offer to Raise Credit Limit?

When to Purchase with Credit Card EMIs and When to Avoid?
Credit Cards 7 min read
When to Purchase with Credit Card EMIs and When to Avoid?

Nowadays credit cards are an important payment mode throughout the world. The EMI facility is an important feature of a credit card. A credit card EMI facility helps credit card holders to pay their outstanding debts in small instalments. You can use this facility in two ways. One is to convert a big financial transaction ... When to Purchase with Credit Card EMIs and When to Avoid?

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