All Articles by Vallari
Additional Tier 1 or AT1 bonds are perpetual bonds with no maturity date. Investors of these bonds do not get their principal back. However, the interest continues forever. Due to the perpetual nature of AT1 bonds, these are often treated and viewed as equity, not debt. AT1 bonds are issued by banks in accordance with ... Everything You Need to Know About AT1 Bonds
- 10 June 2023 • 5 min read
Once you have invested in bonds, you generate two types of income – interest and capital gains. When you redeem bonds at maturity or sell them in the secondary market, the profit earned is considered a capital gain. While a bond’s interest income is taxed at an individual’s slab rate, capital gain taxation varies with ... Capital Gains and Interest on Bonds: Everything You Need to Know
- 9 June 2023 • 6 min read
The RBI Retail Direct Scheme is an initiative by the Reserve Bank of India (RBI) to provide retail investors an option to invest in government securities or G-secs directly. This scheme allows investors to open a gilt security account, i.e., a Retail Direct Gilt (RDG)” account with RBI to buy and sell government securities. It ... RBI Retail Direct Scheme for Investors: The Definitive Guide (2023)
- 9 June 2023 • 12 min read
When choosing between mutual funds and fixed deposits in India, investors often wonder which is the better investment option. FDs are the safest investment due to the guaranteed interest and principal upon maturity. The Reserve Bank of India regulates banks by implementing prudent lending standards to ensure that depositors’ money is secure. On the other ... FD vs Mutual Fund: Everything You Should Know
- 8 May 2023 • 7 min read
What happens when the government lacks the funds it needs for its projects? Does it take funds from the general public? If yes, how? What does the public get in return? Why will the general public provide funds to the government? This article focuses on answering these questions. The Government of India borrows funds from ... How to Buy RBI Bonds?
- 1 May 2023 • 10 min read
There are various types of investment opportunities which an investor can choose from. Governments also provide options through which they can meet their funds need. Municipal Bonds are the debt securities the government issues to meet the capital expenditure needs of the local government. Both have different maturity periods. Let us look at both of ... Municipal Bonds Vs. Money Market Funds
- 15 April 2023 • 7 min read
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