Vaibhav Khandelwal

Credit Principal

Vaibhav is Chartered Accountant by profession, having experience of 4+ years in banking & finance sector. Since past one year associated with Wint Wealth as Credit Principal. Previously worked with Northern Arc Capital for 2 years in FI-Credit Team and AU Small Finance Bank for 1 year in LAP-Credit Team.

All Articles by Vaibhav Khandelwal
SGB 8 min read
Sovereign Gold Bond (SGB) : Tax Benefits

Gold has always been a preferred investment avenue for Indians due to its stability during market distress. However, physical gold has storage and security costs since it’s prone to theft. Moreover, the returns on gold reduce when purchased as jewellery due to making charges. Further, most of the Indian demand for gold is met through ... Sovereign Gold Bond (SGB) : Tax Benefits

Stock Market 5 min read
Fundamental Analysis: Meaning, Types & Factors

Stock markets can be complex and confusing for new traders and investors. In order to get around these complexities and find out the true value of a stock, you can take help of two methods, namely fundamental analysis and technical analysis.  Fundamental analysis is all about analysing and carefully studying a company’s business with the ... Fundamental Analysis: Meaning, Types & Factors

Investment 13 min read
Money Back Policy: Compare Best Plans in 2024, Features & Benefits

Many of us wish to invest in a traditional life insurance policy to build a guaranteed corpus. However, we run into trouble when we need funds before the tenure is up. Therefore, insurance companies have come up with money-back policies.  Money-back policies are life insurance plans that offer both life cover during the tenure and ... Money Back Policy: Compare Best Plans in 2024, Features & Benefits

Investment 16 min read
What is Endowment Policy? Meaning, Benefits, Best Plans (2024)

Endowment plans make financial planning extremely easy and convenient because they offer a number of benefits that make your present and future financially safe. The policy offers the dual benefit of life insurance coverage and a saving avenue. You will be paid a lump sum amount after the maturity date. In the unfortunate event of ... What is Endowment Policy? Meaning, Benefits, Best Plans (2024)

Gold Investment 7 min read
Indian Gold Hallmarks: All You Need to Know (2024)

Gold is the most demanded precious metal in India. Gold and gold ornaments have a high emotional and pious value in Indian households. It is extensively used in jewellery and as a store of value. However, many sellers sell gold with lots of impurities. It is majorly happening in rural areas where people need more ... Indian Gold Hallmarks: All You Need to Know (2024)

Grow Money 7 min read
FAANG Stocks: Meaning, Importance & Relation to MAMAA

The United States of America’s (USA) stock market is the world’s largest, with over 400 internationally listed companies. In 2017, top 5 tech companies in the US stock exchanges were popularly referred to as FAANG. However, other tech giants soon took over, and the names of the top 5 companies changed based on their market ... FAANG Stocks: Meaning, Importance & Relation to MAMAA

Save Money 9 min read
FD double Scheme: Features, Interest & All You Need to Know

There are many paths to wealth creation. The simplest of them is to make your money work for you. The magic of compounding works wonders to create more money from your investments. As such, the longer you hold your investment, the better the return and growth.  Bank Fixed Deposits (FDs) are the most trusted financial ... FD double Scheme: Features, Interest & All You Need to Know

Trading 6 min read
Delta Hedging: Meaning, Example, Pros & Cons

Trading in derivatives can be a complex phenomenon due to the volatility of prices of the underlying assets. Therefore, traders use several tools and strategies to reduce the chances of their losses and maximise their gains.  One such strategy is delta hedging which is applicable in options trading. In this, individuals or market participants undertake ... Delta Hedging: Meaning, Example, Pros & Cons

Grow Money 7 min read
Cup and Handle Pattern: Meaning, Formation and Uses

Every candlestick chart represents a movement in the price of a security. These include rectangle, hammer, triangle, cup and handle. Each stage of the formation and completion of these patterns represents a buying or selling opportunity.  These charts exhibit an entry point, a target price to close out a profitable trade, and a stop loss ... Cup and Handle Pattern: Meaning, Formation and Uses

Loans 9 min read
How to Apply for a Gold Loan: Features, Advantages, Gold Loan Process

A gold loan is a secured loan. It is similar to a mortgage loan as the borrower keeps their gold as collateral with a lender and avails capital. Generally, a gold loan has a shorter term, with the tenor typically ranging from 3 months to 24 months. In the case of a gold loan, the ... How to Apply for a Gold Loan: Features, Advantages, Gold Loan Process