Ramya Rajasri, Author at Wint Wealth

Loans 6 min read

How Can Short-Term Business Loans Help Business Owners?

Every business needs a constant flow of money or liquidity to keep the operations going. At times that money can be found in the form of revenue; however, due to delays or any unforeseen circumstances or other contingencies, that amount has to be borrowed. Borrowings for the purpose of business expenditures are called business loans. ... How Can Short-Term Business Loans Help Business Owners?

Ramya Rajasri
20 March 2023 • 6 min read

Credit Cards 7 min read

How to Manage a Credit Card on a Low Income?

Owing to skyrocketing prices of different goods and services, it is tough to balance needs with credit card limits. When we purchase something using our credit cards the outstanding grows. If one does not repay them on time, it can lead to high interest rates. Managing these with a low income can be a hard ... How to Manage a Credit Card on a Low Income?

Ramya Rajasri
20 March 2023 • 7 min read

Credit Cards 8 min read

Should You Use Your Credit Card for Big-Ticket Purchases?

Credit cards are one of the most pervasive modes of transaction in the world. One of the most important considerations for using them is big-ticket purchases. It is a fact that credit cards eliminate the hassles of carrying large notes and make it easy for anyone to purchase expensive products or services. However, since overuse ... Should You Use Your Credit Card for Big-Ticket Purchases?

Ramya Rajasri
20 March 2023 • 8 min read

Economics 9 min read

Everything you Need to Know about Drafting a Will

A Will is a legal document containing the declaration of a person regarding the distribution of his/her assets after his/her death. A Will comes into effect upon the death of the testator and defines how his/her wealth, property, and assets will be distributed. There is no prescribed form of a Will and it can be ... Everything you Need to Know about Drafting a Will

Ramya Rajasri
19 March 2023 • 9 min read

Credit Cards 6 min read

What Is a Loan Against a Credit Card?

A loan against a credit card is an important feature offered by many credit cards. Through a loan against a credit card, credit card holders can take instant loans by converting the available cash limit into a personal loan. Thus, you can avail of a loan against a credit card during times of emergency. As ... What Is a Loan Against a Credit Card?

Ramya Rajasri
17 March 2023 • 6 min read

Personal Finance 9 min read

How to apply for a PAN card? Eligibility & Benefits

To avoid miscalculations and errors in tax assessments, the Permanent Account Number (PAN) system was enabled by the Income Tax Department. The earlier system of tax assessments of the citizens of India was not unique to every individual. Hence, PAN was taken into force by the Government of India in the year 1972, where a ... How to apply for a PAN card? Eligibility & Benefits

Ramya Rajasri
3 March 2023 • 9 min read

Budget 8 min read

Saptarishi – The 7 Priorities of Budget 2023!

A unique highlight of the Union Budget 2023-24 is that the Finance Minister, Nirmala Sitharaman began her speech by stating that this was “the first budget of Amrit Kaal” and it contains Saptarishi or seven priorities that will guide the nation through this period. Find out the notable highlights by reading this blog. What constitutes ... Saptarishi – The 7 Priorities of Budget 2023!

Ramya Rajasri
28 February 2023 • 8 min read

Budget 6 min read

Budget 2023 – What’s in it for the Middle-Class Indians?

On 1 February 2023, Finance Minister Nirmala Sitharaman took to the Parliament floor to announce the Union Budget 2023-24. This year’s budget has caused quite a stir because of various measures announced benefitting the middle income families. Continue reading to find out what’s there in the Union Budget 2023 for middle-class Indians. Highlights of the ... Budget 2023 – What’s in it for the Middle-Class Indians?

Ramya Rajasri
28 February 2023 • 6 min read

Budget 5 min read

How Will Union Budget 2023 Provide a Major Boost to the Housing Sector?

India’s housing sector had suffered a major jolt due to the consecutive onslaught of Covid 19 waves. However, with the economy rebounding strongly in the last few quarters, the housing sector has witnessed green shoots of revival, especially in tier 1 and tier 2 cities. In this context, the Union Budget has been in the ... How Will Union Budget 2023 Provide a Major Boost to the Housing Sector?

Ramya Rajasri
28 February 2023 • 5 min read

Budget 5 min read

What the Union Budget 2023-24 have in store for Aviation and Transport

It is said that transportation and connectivity act as veins that help build a robust economy. Thus, in the Union Budget 2023, the government has paid much attention to enhance these sectors that took a hit owing to the pandemic.. Learn more by reading this blog. Highlights of the Union Budget 2023 on Improving Nationwide ... What the Union Budget 2023-24 have in store for Aviation and Transport

Ramya Rajasri
24 February 2023 • 5 min read

All Articles by Ramya Rajasri