Prateek Agrawal

Investment Principal

Prateek is an investment professional with a demonstrated history of working in Debt Capital Markets and wholesale funding to the Corporates. He has more than 9 years of experience in Treasury and Wholesale lending to more than 50 Institutions across India. He is currently working as an Investments Principal at Wint Wealth.

All Articles by Prateek Agrawal
Credit Cards 5 min read
What Types of Benefits Do Credit Cards Provide?

These days, when you go to a departmental store or a restaurant, you will likely not pay with cash. Instead, you can simply flip out a plastic card to pay. For many people, this is a credit card. It is a financial tool that lets you make cashless transactions on credit. Besides making it easy ... What Types of Benefits Do Credit Cards Provide?

Credit Cards 7 min read
What Is Identity Theft and How to Prevent It?

In our school days, almost all of our friends had social media accounts. And in our friend circles, there is always this one guy who used to make fake social media accounts of us, using our profile pictures and personal information just for the fun of it.  While we didn’t realise the seriousness of it ... What Is Identity Theft and How to Prevent It?

Credit Cards 9 min read
Is Paying with a Credit Card Safe?

Credit cards are the most common financial instruments in today’s world. They empower an individual to live their dreams. These cards are more than just loans and repayments. They are the keys to one’s balance between a comfortable life and basic needs.  However, people often worry about whether payment with a credit card is safe ... Is Paying with a Credit Card Safe?

Credit Cards 5 min read
Top 7 Apps for Easy Credit Card Bill Payment

Thanks to online payment apps, it’s easier than ever to pay your credit card bill. They are fast, convenient, easy to use, and enable you to pay from the comfort of your home. Now, the Indian market is literally flooded with apps that you can use for this purpose. Each has its own set of ... Top 7 Apps for Easy Credit Card Bill Payment

Loans 6 min read
6 Ways to Lower Your Business Loan Interest Rate

Business is all about ups and downs. Though risks are inevitable, rewards often outshine those. But to ensure smooth functioning, you need to infuse capital into it at the right time.  Whether you are taking a loan to start a new venture, extend an already established business, or purchase new equipment or office properties, it  ... 6 Ways to Lower Your Business Loan Interest Rate

Loans 4 min read
Loan Syndication – How it Works, Its Types & Benefits

Loan syndication is a financial arrangement in which a group of lenders(generally Banks) come together to provide funds to a borrower. The group of lenders is called a syndicate. The lead lender, also known as the agent, coordinates the loan and disburses the funds. It allows companies to borrow large amounts of money than they ... Loan Syndication – How it Works, Its Types & Benefits

Loans 7 min read
Business Loan Vs. Loan Overdraft: Which Credit Option is Best for You?

When you need extra funds for your business, you may be considering either a business loan or a loan overdraft. Both of these credit options can provide your business with the financial assistance it needs to operate and grow. But which one is a more suitable option for your business? A business loan or a ... Business Loan Vs. Loan Overdraft: Which Credit Option is Best for You?

Credit Cards 5 min read
Top 4 Credit Card Mistakes to Avoid

Credit cards are becoming the most popular way of making payments as people no longer prefer carrying cash. The whole process of paying through credit cards is effortless. If you are using the “tap and pay” feature on your credit card, you only have to flash your card at a retail store or have it ... Top 4 Credit Card Mistakes to Avoid

Credit Cards 7 min read
How Can You Check Your Eligibility for a Credit Card?

Credit cards (CC) are excellent debt facilities that allow users to use credit to meet their expenses without having to deduct any amount from their savings. Several types of credit cards are available in the market with different features, rewards and eligibility criteria. Each of them is suitable for different priorities and offers unique benefits ... How Can You Check Your Eligibility for a Credit Card?

Credit Cards 7 min read
Beginner’s Guide to Earning Air Miles via Credit Cards

Credit card (CC) users can claim several benefits and rewards by simply utilising their cards regularly. The benefits of using credit cards include reward points, cashback, discounts, air miles, etc. Out of these benefits, air miles are the lesser-known perks among beginners.  Therefore, in this article, we will be discussing the meaning of air miles ... Beginner’s Guide to Earning Air Miles via Credit Cards