Piyush Mohta

Credit Principal

CA with 10+ years of experience in Banking in SME and wholesale/start-up lending. Previously worked with UC inclusive, TATA capital, Kotak Bank. Underwritten/Managed loan book of 2500 Cr+

All Articles by Piyush Mohta
Stock Market 6 min read
Exchange Traded Derivatives (ETD): Types, Features and Benefits

When it comes to risk management in investing, a smart way is to diversify your portfolio by investing in a wide variety of assets. In simpler terms, never keep all your eggs in one basket. In this regard, many traders prefer to purchase exchange traded derivatives as they are regulated, standardised and are indirect investment ... Exchange Traded Derivatives (ETD): Types, Features and Benefits

Commodity Trading 5 min read
Brief Introduction to Commodity Options Trading

Like every financial asset, commodities also have options contracts that you can trade for booking profits. However, unlike stock options, they operate a little differently. Let’s find out! What Are Commodity Options? Commodity options are derivative contracts that provide you with the right to buy or sell an underlying asset at a pre-set strike price ... Brief Introduction to Commodity Options Trading

Stock Market 4 min read
Ledger Balance In a Demat Account – What Is It?

Every Indian must have a Demat account for trading securities, according to the SEBI guidelines.  Demat account  holds all your shares, securities, and debentures in one place in an electronic form.  You can open one such account with any bank or brokerage firm.  However, all Demat accounts have a ledger balance that you need to ... Ledger Balance In a Demat Account – What Is It?

Loans 5 min read
Quick Checklist to Get Faster Approval for Small Business Loan

Businesses, whether small or big, need a constant flow of funds to run seamlessly. Sometimes, you might need external funding for your business. You can avail yourself of a small business loan to either run the day-to-day operations hassle-free or to grow your business.  A small business loan can be a saviour at times of ... Quick Checklist to Get Faster Approval for Small Business Loan

Stock Market 11 min read
6 Different Types of ESOPs

Employee stock ownership plans (ESOPs) have become increasingly popular in India over the past few years. They are seen as an effective way for companies to attract and retain talented employees by offering them an ownership stake. ESOPs are an extremely good option for companies to reward their employees and reward them for their hard ... 6 Different Types of ESOPs

Economics 12 min read
How to File a Complaint with the Banking Ombudsman: A Step-by-Step Guide

Every consumer must be aware of the Banking Ombudsman as it is the platform where they can lodge a complaint regarding their banking issues. When a bank does not respond to the consumers regarding their issues, then they can get help from this scheme, which the RBI sets up for the consumers. Now let’s discuss ... How to File a Complaint with the Banking Ombudsman: A Step-by-Step Guide

Commodity Trading 6 min read
Copper Futures: Meaning, Benefits and Risks

Adding commodity derivatives contracts to your portfolio is a great way to ensure diversification as well as reducemitigate risks that come with direct investments. There are several types of agreements that you can select in this regard, among which copper futures are an excellent example.  Find out why you should consider investing in copper futures ... Copper Futures: Meaning, Benefits and Risks

Economics 4 min read
What Is Contingent Liability and How Do Companies Deal with It?

Businesses function in an uncertain environment with many pulls and pressures that can lead to situations whose eventual outcomes cannot be guaranteed. It may involve a pending lawsuit, insurance claims, pending approval from regulatory bodies, etc. In short, these outcomes may have unplanned financial implications. All this brings us to the introduction of an important ... What Is Contingent Liability and How Do Companies Deal with It?

Stock Market 5 min read
Circuit Breaker in Stock Market: Meaning, Benefits & Risks

Stock markets are highly volatile in nature due to various   factors. Investors and traders try to use this volatility to their advantage and earn profits. However, sometimes a sharp and abrupt rise or fall in the price of securities can lead to severe losses.  To protect market participants from such extreme forms of volatility, ... Circuit Breaker in Stock Market: Meaning, Benefits & Risks

Economics 7 min read
A Step-by-Step Guide to UAN Generation and Activation Process

Employees’ Provident Fund or EPF is a government scheme for salaried professionals. Under this scheme, a small portion of your monthly salary is credited to your EPF account. The idea of the EPF programme is to offer a lump amount of savings to salaried employees upon retirement. However, to enjoy the benefits or to be ... A Step-by-Step Guide to UAN Generation and Activation Process