Jatin Pareek

Investment Associate

Jatin is an Investment Professional in the making with expanding expertise in the debt and equity markets. He has completed his Bachelor of Technology in Civil Engineering from the Manipal Institute of Technology. He has helped build Wint Wealth in various capacities ranging from being a member of the Investor Relations Team to contributing actively at the Founder's Office. He has been an integral part of the Assets Team for about a year now.

All Articles by Jatin Pareek
Fixed Income 9 min read
What is a Certificate of Deposit in India?

Do you have a significant amount of liquid money that you want to park in a safe investment instrument for a short time? Are you trying to avoid all risks and obtain a secure, guaranteed return? If yes, a Certificate of Deposit (CD) could be the instrument of choice for you. First issued in India ... What is a Certificate of Deposit in India?

Fixed Income 9 min read
Top 9 Benefits of Fixed Deposits | Investing in FDs

When it comes to investment, a typical investor is inclined to include a “safe” investment with guaranteed returns, in their portfolio. Public Provident Fund (PPF), Employees’ Provident Fund (EPF), Recurring Deposits (RD), and Fixed Deposit (FD) are some of the preferred forms of safe and risk-free investment options available to all of us. These are ... Top 9 Benefits of Fixed Deposits | Investing in FDs

Fixed Income 9 min read
Tax On FD Interest: Everything You Need To Know

Fixed deposits are preferred by investors who want to invest a lump sum amount for a fixed time and seek guaranteed returns on the same. Banks, post offices, and even Non-Banking Financial Companies (NBFCs) offer these deposit schemes. However, while fixed deposits can give you guaranteed returns, there is a tax applicable on FD interest ... Tax On FD Interest: Everything You Need To Know

Credit Score 8 min read
Insights on Credit Report, Credit Score, and Credit Rating

Credit reports, scores and ratings play crucial roles during loan approval stages. Financial institutions carefully check these to ensure that loan applicants are creditworthy and they have repaid their previous loans on time. Nevertheless, although these terms may appear very similar, they serve different purposes. Continue reading to find out what credit reports, credit scores, ... Insights on Credit Report, Credit Score, and Credit Rating

Loans 9 min read
Business Loans for New Businesses: All You Need To Know

As of 29 August 2022, India has emerged as the world’s third-largest startup ecosystem, with over 77,000 startups recognized  by the Department for Promotion of Industry and Internal Trade (DPIIT) spread across 656 districts.  Finance is the lifeblood of any organisation. No organisation, and especially a start-up, can function without adequate funds. It becomes even ... Business Loans for New Businesses: All You Need To Know

Retirement plan 9 min read
Public Provident Fund or PPF: Meaning, Features, and Benefits

The term “provident” stands for timely preparation for the future. True to its name, the Public Provident Fund, or PPF, is suitable for anyone who wants to build a retirement corpus taking minimal risks with the principal invested. It can help you to get into the habit of investing and can teach financial discipline through ... Public Provident Fund or PPF: Meaning, Features, and Benefits

Save Money 7 min read
Eligibility Criteria and Documents Required for Fixed Deposits: All You Need to Know

A fixed deposit (FD) is an investment avenue that gives you a fixed rate of return on your investment, irrespective of market volatility. You can open a fixed deposit account with a financial institution (bank/NBFC) and invest for a predetermined tenure. Your investment would continue earning returns even when the market falls or turns volatile. ... Eligibility Criteria and Documents Required for Fixed Deposits: All You Need to Know

Real Estate 5 min read
Why Invest in REITs and What Are the Options Available in India?

Real Estate Investment Trust (REIT) is a business trust that owns, administers, or finances real estate for generating income by channelising funds. REITs help investors to own high-priced real estate and earn rental income generated by these properties; such rental incomes are returned to the investors in the form of dividends . Since REITs work ... Why Invest in REITs and What Are the Options Available in India?

Fixed Income 7 min read
Understanding Amortised Bonds and Their Benefits

If you are a risk-averse investor, it is best to opt for debt instruments offering predictable payouts and relatively better risk-adjusted returns. Bonds, in particular, are one of the most popular debt instruments available in the market. In this article, we aim to understand amortised bonds and their benefits. But before learning more about amortised ... Understanding Amortised Bonds and Their Benefits