Darshan Maheshwari

Credit Associate

Darshan is an up-and-coming Investment analyst making headway in the field of capital markets. He has completed his Chartered Accountancy and CFA Level 1 exam. He is currently working as a Credit Associate at Wint Wealth.

All Articles by Darshan Maheshwari
Money Management 7 min read
Apply for 3-in-1 Demat Account, Online Trading & Bank Account

A Demat account helps us store securities in electronic format to facilitate instant and safe trading. You need to link your Demat account with your trading and bank accounts to participate in stock market trading. To attract traders and offer more convenient trading, many depository participants (DP) offer special accounts. These are 3-in-1 Demat accounts ... Apply for 3-in-1 Demat Account, Online Trading & Bank Account

Stock Market 5 min read
What is DP ID in a Demat account and where to find It?

The adoption of Demat accounts has revolutionised the way the Indian stock market works. It has eliminated the need to carry and store paper certificates of securities and made transactions quicker and safer. All Demat accounts in India are registered with two depositories. These are Central Depository Services Limited (CDSL) and National Securities Depository Limited ... What is DP ID in a Demat account and where to find It?

Stock Market 4 min read
Percentage Gain in IPO – Meaning, Importance & How to Calculate

Before calculating IPO profits, we need a basic idea about profit and loss. When the selling price of a stock is greater than its buying price, we can conclude that the trade is profitable. The following sections will cover the percentage gains for IPOs and how to calculate them. What Is Percentage Gain in an ... Percentage Gain in IPO – Meaning, Importance & How to Calculate

Stock Market 6 min read
IPO in Stock Market: What Is it? How Does It Work? Pros & Cons

An Initial Public Offering (IPO) offers people the chance to become investors in a company while allowing the company to raise a significant amount of capital. IPO is a time-consuming process involving underwriters, investment banks, registrars, investors, and brokers. Every one of them plays a vital part throughout the process of an IPO.  Let’s understand ... IPO in Stock Market: What Is it? How Does It Work? Pros & Cons

NCD Issue Review 5 min read
Kosamattam Finance Jan 2023 NCD Public Issue Review

Kosamattam Finance Limited is coming up with their public NCD issuance, they have filed final prospectus on SEBI. Let’s understand the profile of Kosamattam Finance, its business model & competitive analysis. About Kosamattam Finance: Company was incorporated on March 25, 1987, as ‘Standard Shares and Loans Private Limited’, a private limited company under the Companies ... Kosamattam Finance Jan 2023 NCD Public Issue Review

Stock Market 6 min read
Ratio Analysis: Meaning, Types and Benefits

Ratio analysis is a quantitative method of analysing a company’s financial statements to gain knowledge about its functional efficiency, profitability, liquidity, etc.  Let’s discuss the different aspects of ratio analysis in detail. What do you understand by ratio analysis? It is a process to thoroughly analyse and scrutinise the financial statements of a company to ... Ratio Analysis: Meaning, Types and Benefits

Loans 5 min read
Commercial Property Loan: Interest Rates, Eligibility, And Benefits

A commercial property loan is  typically used to purchase or improve office buildings, retail space, or other types of commercial property. Commercial property loans have higher interest rates than residential mortgages, and often require a larger down payment. Types of Commercial Property Loans The following are the different types of commercial property loans: Conventional loan ... Commercial Property Loan: Interest Rates, Eligibility, And Benefits

Personal Finance 6 min read
Banking Frauds: How Should You Protect Your Money?

Nowadays, everybody is aware of the digital mode of payments, which makes our lives easier. During the COVID-19 situation, the us of digital transactions increased rapidly. However, like a coin has two sides, digitalisation has its pros and cons because it has made financial transaction easier and faster, and on the other hand, it also ... Banking Frauds: How Should You Protect Your Money?

Loans 7 min read
Know Why Your Business Loan Application Got Rejected

While applying for a business loan, there can be several reasons why your application may get rejected. Thus, if you are an entrepreneur or a person looking to expand his/her business operations, you need to know the major reasons why business loans do not get approval. Keep reading to know more.  9 Reasons Why Your ... Know Why Your Business Loan Application Got Rejected

Stock Market 11 min read
Understanding the mechanism of how the stock market works

Stocks are financial assets that represent ownership in a company. Historically, investing in the stock market has provided the highest potential for returns compared to other asset classes. However, as the market is operated by the participants’ actions, it is highly volatile and associated with high levels of risk.  Despite carrying the risk of losses, ... Understanding the mechanism of how the stock market works